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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

I love my zopa credit card

5
Its nice and easy to manage and also it was very easy to active my card and my statements is very clear and simple Reviewed on: 17th March 2021
Jeseph Blain 's avatar
Jeseph Blain

Brilliant

5
Best bank great service and customer focused Reviewed on: 17th March 2021
Kim McMaster's avatar
Kim McMaster

The best credit card ever

5
They are the best credit card ever !! They give you alot of chance to be happy ❤️ Reviewed on: 17th March 2021
Valentin marian calin's avatar
Valentin marian calin

Zopa has been amazing!

5
With ZOPA I was able to get my first credit card. And it has been simply amazing. The app is easy to go through, you can set up automatic payments or make a payment yourself. It's great bank for someone with not much credit history like me, only being in the UK for little over 2 years! Keep going! Reviewed on: 17th March 2021
Anonymous's avatar
Anonymous

A great card for starting out .

5
Highly recommended for giving people a new start . Reviewed on: 17th March 2021
Sarah 's avatar
Sarah

Great bank and awesome app

5
Smooth service and the app is really easy and efficient Reviewed on: 17th March 2021
Lee Barlow's avatar
Lee Barlow

Manager

5
It is very good bank and easy to join Reviewed on: 17th March 2021
Dilawar Hussain's avatar
Dilawar Hussain

Easy to use

5
Easy sign up and very simple and easy to use app Reviewed on: 17th March 2021
davesparker@gmail.com's avatar
[email protected]

Brilliant

5
Excellent an very simple to use an friendly Reviewed on: 17th March 2021
richiemac1984@hotmail.com's avatar
[email protected]

Easy to use credit card app

5
Easy to use credit card app and great customer service Reviewed on: 17th March 2021
Carly Jones's avatar
Carly Jones

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