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Zopa: Credit card reviews

4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44348)

Good bank

5
Nothing to complain, good bank provider. Nice, easy features. Bug free app. Reviewed on: 17th March 2021

Good bank

5
Card easy to use statements easy to under stand all around good experience Reviewed on: 17th March 2021

Very good Service

5
Very happy with the service provided. Easy to set up and use the app Reviewed on: 17th March 2021

Tip Top Card

5
Really good card for me easy to use and the app is totally idiot proof and when you pay through your app it shows straight away rather them after a few day's like other card accounts. All in all a fantastic card and app definitely recommended it to others. Reviewed on: 17th March 2021

Good

5
This is the best Best bank i had Never seen. Great! Reviewed on: 17th March 2021

Easy and convenient

5
Simple ,no fuss and easy to understand my balance Reviewed on: 17th March 2021

Just brilliant

5
Everything I need and more There when I need it Reviewed on: 17th March 2021

Easy use

5
Very good card payment easy bay card Reviewed on: 17th March 2021

I love my zopa credit card

5
Its nice and easy to manage and also it was very easy to active my card and my statements is very clear and simple Reviewed on: 17th March 2021

Brilliant

5
Best bank great service and customer focused Reviewed on: 17th March 2021

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