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Zopa: Credit card reviews

4.94
Based on 43,389 reviews, last reviewed 9th Mar 2026
150950% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good credit card, the interest rate is fair. Good credit card, the interest rate is fair. The card design is modern and pretty, the Zopa app is easy to navigate. I don't have a "feel choked exper... Read more Reviewed on: 9th March 2026
Li lady's avatar
Li lady

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43389)

Best in class

5
Fast efficient made clear and easy to understand loaded with tips on how to stay in control and management Reviewed on: 15th February 2021

Very good bank

5
Since I took my credit card I ve never had any issues. Would recommend it 100% Reviewed on: 15th February 2021

Excellent

5
Excellent customer service Reviewed on: 15th February 2021

Great service

5
It's good to get a text when your card is used good security great service Reviewed on: 15th February 2021

great card

5
never had a problem. i would reccommend this card to anyone which i have Reviewed on: 15th February 2021

very good

5
a very great help , it will change your life Reviewed on: 15th February 2021

Excellent app

5
Zopa has a great app which is easy to navigate around. It’s so much easier to use than other bank accounts I have previously had. Reviewed on: 15th February 2021

Great!

5
Quick and easy to apply for. Afford replacements! Reviewed on: 15th February 2021

Amazing bank

5
Customers friendly and staff are highly professional Reviewed on: 15th February 2021

Very good

5
I am glad I have Zopa credit card fast service to get delivered no Hassle to get updates and Very good service fast payment. Reviewed on: 15th February 2021

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