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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Quick, user friendly and great app!

5
I like Zopa! Its a user friendly card with no silly gimmicks and the app is brilliant! I love the way you can pay your credit card via the app and its cleared in as quick as 5 mins! Im using my money wisely which is helping me with my finances! Reviewed on: 17th March 2021
Ben's avatar
Ben

Excellent

5
This credit card is the best, the app is so fast, every transaction showing immediately. Payments appear on the app straight away. The contact from Zops is very good.. I would recommend Reviewed on: 17th March 2021
Gillian's avatar
Gillian

Quick and easy financial help

5
Was looking for a short term loan to consolidate higher interest rate cards and came across Zopa while using ClearScore. Applied the same day and was delighted to be approved within a short time. Reviewed on: 17th March 2021
Brenda's avatar
Brenda

Amazing

5
Awesome company haven’t had any issues with using my card Reviewed on: 17th March 2021
Gary's avatar
Gary

Credit cards with people in mind

5
Its about time we got a company with a bit of give and take and not all take take take! I love the eligibilty tool also which shows you when you may be able to apply for more credit etc. Just a breeze in general. Reviewed on: 17th March 2021
Emmet mcfadden's avatar
Emmet mcfadden

Great credit card

5
Easy to apply, great app to keep track of spending Reviewed on: 17th March 2021
Helen Miller's avatar
Helen Miller

Very good rates, very convenient as all processed on line and no glitches at all with the app

5
I was pleasantly surprised Sri the ease of how the credit card can be managed online. Fast, easy app to get used to, lists all what I need to see on spend and payments, clearly had to be the best creditor I’ve used! Reviewed on: 17th March 2021
Suzanne Courtney's avatar
Suzanne Courtney

Zopa are decent lenders

5
I’ve had no issues with the Zopa card Reviewed on: 17th March 2021
Stephen Rimmer's avatar
Stephen Rimmer

super

5
very good card and company love it Reviewed on: 17th March 2021
Caroline King's avatar
Caroline King

Excellent

5
Thou a low credit limit brilliant app and very prompt with notifications and processing payments Reviewed on: 17th March 2021
Duncan Sterling's avatar
Duncan Sterling

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