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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The best credit card ever

They are the best credit card ever !! They give you alot of chance to be happy ❤️ Reviewed on: 17th March 2021

Zopa has been amazing!

With ZOPA I was able to get my first credit card. And it has been simply amazing. The app is easy to go through, you can set up automatic payments or make a payment yourself. It's great bank for someone with not much credit history like me, only being in the UK for little over 2 years! Keep going! Reviewed on: 17th March 2021

A great card for starting out .

Highly recommended for giving people a new start . Reviewed on: 17th March 2021

Great bank and awesome app

Smooth service and the app is really easy and efficient Reviewed on: 17th March 2021

Manager

It is very good bank and easy to join Reviewed on: 17th March 2021

Easy to use

Easy sign up and very simple and easy to use app Reviewed on: 17th March 2021

Brilliant

Excellent an very simple to use an friendly Reviewed on: 17th March 2021

Easy to use credit card app

Easy to use credit card app and great customer service Reviewed on: 17th March 2021

Quick, user friendly and great app!

I like Zopa! Its a user friendly card with no silly gimmicks and the app is brilliant! I love the way you can pay your credit card via the app and its cleared in as quick as 5 mins! Im using my money wisely which is helping me with my finances! Reviewed on: 17th March 2021

Excellent

This credit card is the best, the app is so fast, every transaction showing immediately. Payments appear on the app straight away. The contact from Zops is very good.. I would recommend Reviewed on: 17th March 2021

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