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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good

This is the best Best bank i had Never seen. Great! Reviewed on: 17th March 2021

Easy and convenient

Simple ,no fuss and easy to understand my balance Reviewed on: 17th March 2021

Just brilliant

Everything I need and more There when I need it Reviewed on: 17th March 2021

Easy use

Very good card payment easy bay card Reviewed on: 17th March 2021

I love my zopa credit card

Its nice and easy to manage and also it was very easy to active my card and my statements is very clear and simple Reviewed on: 17th March 2021

Brilliant

Best bank great service and customer focused Reviewed on: 17th March 2021

The best credit card ever

They are the best credit card ever !! They give you alot of chance to be happy ❤️ Reviewed on: 17th March 2021

Zopa has been amazing!

With ZOPA I was able to get my first credit card. And it has been simply amazing. The app is easy to go through, you can set up automatic payments or make a payment yourself. It's great bank for someone with not much credit history like me, only being in the UK for little over 2 years! Keep going! Reviewed on: 17th March 2021

A great card for starting out .

Highly recommended for giving people a new start . Reviewed on: 17th March 2021

Great bank and awesome app

Smooth service and the app is really easy and efficient Reviewed on: 17th March 2021

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