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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick and easy financial help

Was looking for a short term loan to consolidate higher interest rate cards and came across Zopa while using ClearScore. Applied the same day and was delighted to be approved within a short time. Reviewed on: 17th March 2021

Amazing

Awesome company haven’t had any issues with using my card Reviewed on: 17th March 2021

Credit cards with people in mind

Its about time we got a company with a bit of give and take and not all take take take! I love the eligibilty tool also which shows you when you may be able to apply for more credit etc. Just a breeze in general. Reviewed on: 17th March 2021

Great credit card

Easy to apply, great app to keep track of spending Reviewed on: 17th March 2021

Very good rates, very convenient as all processed on line and no glitches at all with the app

I was pleasantly surprised Sri the ease of how the credit card can be managed online. Fast, easy app to get used to, lists all what I need to see on spend and payments, clearly had to be the best creditor I’ve used! Reviewed on: 17th March 2021

Zopa are decent lenders

I’ve had no issues with the Zopa card Reviewed on: 17th March 2021

super

very good card and company love it Reviewed on: 17th March 2021

Excellent

Thou a low credit limit brilliant app and very prompt with notifications and processing payments Reviewed on: 17th March 2021

Card much protected

Very happy with level of protection from card. Has much more security protection and difficulty for scammers Reviewed on: 17th March 2021

Amazing Customer Service

Always available to take a call, extremely helpful, polite, caring and offer sound advice regarding any issue I wish all my other lenders were so accommodating Stephan Reviewed on: 17th March 2021

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