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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Card much protected

Very happy with level of protection from card. Has much more security protection and difficulty for scammers Reviewed on: 17th March 2021

Amazing Customer Service

Always available to take a call, extremely helpful, polite, caring and offer sound advice regarding any issue I wish all my other lenders were so accommodating Stephan Reviewed on: 17th March 2021

Fantastic service and so easy to use

Love this. Was so easy to set up. Great service Reviewed on: 17th March 2021

Advisors

Very sociable, friendly and understanding advisors, good rates, glad I decided to go zopa Reviewed on: 17th March 2021

Ozzylil2566

Zopa are very friendly and very helpful in a caring way Reviewed on: 17th March 2021

5* Service

Excellent company helped me every step of the way to help me achieve my dreams of getting credit again. Very easy to ask questions and get answers back straight away Reviewed on: 17th March 2021

Mint card..

Excellent service and excellent rates Reviewed on: 17th March 2021

Love Zopa

Love the idea of a community bank Reviewed on: 17th March 2021

So glad I got a Zopa card

Fab no hassle credit, easy application, great app to keep track of what you spend, and so easy to make your payment each month Reviewed on: 17th March 2021

Excellent

Great customer service and reasonable rates. Reviewed on: 17th March 2021

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