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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic service and so easy to use

Love this. Was so easy to set up. Great service Reviewed on: 17th March 2021

Advisors

Very sociable, friendly and understanding advisors, good rates, glad I decided to go zopa Reviewed on: 17th March 2021

Ozzylil2566

Zopa are very friendly and very helpful in a caring way Reviewed on: 17th March 2021

5* Service

Excellent company helped me every step of the way to help me achieve my dreams of getting credit again. Very easy to ask questions and get answers back straight away Reviewed on: 17th March 2021

Mint card..

Excellent service and excellent rates Reviewed on: 17th March 2021

Love Zopa

Love the idea of a community bank Reviewed on: 17th March 2021

So glad I got a Zopa card

Fab no hassle credit, easy application, great app to keep track of what you spend, and so easy to make your payment each month Reviewed on: 17th March 2021

Excellent

Great customer service and reasonable rates. Reviewed on: 17th March 2021

Quick and simple to use

Great application. Great app, simple and effective service. Excellent. Reviewed on: 17th March 2021

Good card

It let's u no how much u have spent and who Reviewed on: 17th March 2021

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