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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good rates, very convenient as all processed on line and no glitches at all with the app

I was pleasantly surprised Sri the ease of how the credit card can be managed online. Fast, easy app to get used to, lists all what I need to see on spend and payments, clearly had to be the best creditor I’ve used! Reviewed on: 17th March 2021

Zopa are decent lenders

I’ve had no issues with the Zopa card Reviewed on: 17th March 2021

super

very good card and company love it Reviewed on: 17th March 2021

Excellent

Thou a low credit limit brilliant app and very prompt with notifications and processing payments Reviewed on: 17th March 2021

Card much protected

Very happy with level of protection from card. Has much more security protection and difficulty for scammers Reviewed on: 17th March 2021

Amazing Customer Service

Always available to take a call, extremely helpful, polite, caring and offer sound advice regarding any issue I wish all my other lenders were so accommodating Stephan Reviewed on: 17th March 2021

Fantastic service and so easy to use

Love this. Was so easy to set up. Great service Reviewed on: 17th March 2021

Advisors

Very sociable, friendly and understanding advisors, good rates, glad I decided to go zopa Reviewed on: 17th March 2021

Ozzylil2566

Zopa are very friendly and very helpful in a caring way Reviewed on: 17th March 2021

5* Service

Excellent company helped me every step of the way to help me achieve my dreams of getting credit again. Very easy to ask questions and get answers back straight away Reviewed on: 17th March 2021

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