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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43277 reviews)

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4.94

Based on 43,277 reviews, last reviewed 7th Mar 2026

291300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service and would recommend to my family a... Excellent service and would recommend to my family and friends Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43277)

Brilliant

Recommend to all. Great credit card company Reviewed on: 15th February 2021

Quick, Easy, Hassle Free

So far everything has been quick and simple and been 100% hassle free. App is user friendly and has all the features you're likely to need. Great idea to get your pin via the app when you activate your card as well. No having to wait for a seperate later with it on. Reviewed on: 15th February 2021

Manager

It was very easy and quick to apply and card was with me very soon Reviewed on: 15th February 2021

Great company

So easy to set up app with simple instructions Great friendly service Would highly recommend zoopa Reviewed on: 15th February 2021

Great service

Easy to apply for No jargon, staff always there to speak to Reviewed on: 15th February 2021

Excellent service. Very helpful

I have not actually used my credit card yet. The delivery and service was excellent. I will be using it in the near future. Reviewed on: 15th February 2021

Mr

I’m so happy about the Zopa is fantastic Reviewed on: 15th February 2021

Zopa is great!

Fab company. Easy to apply for and card arrived super quick. The app is fantastic and very easy to use. 5 stars! Will recommend to everyone! Reviewed on: 15th February 2021

Easy to use, simple and straightforward

Nice and easy to use, no hassle and no issue. Recommended Reviewed on: 15th February 2021

So easy to deal with

My experience with Zopa was so easy to set up had no problems recommended to my friends and family excellent Reviewed on: 15th February 2021

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