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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great provider all around

Loving the card but whats more it's the app that comes with zopa. So easy to use and straight forward transparency on everything. Soon as you make payment it shows and you get notified. Cannot fault it. Reviewed on: 17th March 2021

First class

A first class service that is user friendly and puts customers first. Couldn’t ask for more as a customer and would recommend to family and friends. Reviewed on: 17th March 2021

Quick & easy to set up & use

The application process was really easy. I got the card quickly & I like the financial advice with the app itsrlf Reviewed on: 17th March 2021

Incredible

One of the easiest and customer friendly services i have used Reviewed on: 17th March 2021

Very happy

I could not get a credit card and then zopa come in to my life I love them yaaaaaaa Reviewed on: 17th March 2021

Cannot fault it

Great service very clear and user friendly Reviewed on: 17th March 2021

Fantastic

Easy to apply and easy to manage Reviewed on: 17th March 2021

My Zopa

At the moment I will say, that Zopa has helped me and the family in these hard times especially with us going through the pandemic. They are a company who tend to look after their customers and will likely introduce them to friends and family. Reviewed on: 17th March 2021

Easy to use

Very quick with customer service and easy to use also they have a pretty good app Reviewed on: 17th March 2021

Easy to use app

Trustworthy company, easy to use app, great customer service Reviewed on: 17th March 2021

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