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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service great company

Flexible and accessible but secure for the client Reviewed on: 17th March 2021

A very good card

Great card and very good service Reviewed on: 17th March 2021

Good easy to use card and app friendly and helpfull

Never had a problem, good easy to use app friendly and helpfull Reviewed on: 17th March 2021

Impressive

Overall it is a very good bank and very understanding Reviewed on: 17th March 2021

Give its customers a fair chance

I applied for this credit card and I had an answer in a few minuets I only have a fair credit score and have been turned down by other companies so I am grateful for this chance to build my credit score. Thank you ZOPA Reviewed on: 17th March 2021

Awesome card

Best card I’ve had by far. User friendly app. Love it Reviewed on: 17th March 2021

easy going banking

very straight forward and no fuss. friendly online service as well. Reviewed on: 17th March 2021

Thanks for help

This company very very helped me , thanks Reviewed on: 17th March 2021

Great provider all around

Loving the card but whats more it's the app that comes with zopa. So easy to use and straight forward transparency on everything. Soon as you make payment it shows and you get notified. Cannot fault it. Reviewed on: 17th March 2021

First class

A first class service that is user friendly and puts customers first. Couldn’t ask for more as a customer and would recommend to family and friends. Reviewed on: 17th March 2021

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