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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,284 reviews, last reviewed 8th Mar 2026
145850% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

great support and help to build credit great support and help to build credit Reviewed on: 8th March 2026
Joy's avatar
Joy

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43284)

Zopa credit card

5
Excellent service and great value I would recommend zopa to my friends Reviewed on: 15th February 2021
Alcopone@hotmail.co.uk's avatar
[email protected]

Good product

5
Good service and product to build credit Reviewed on: 15th February 2021
Garry Turnbull's avatar
Garry Turnbull

Great

5
Not had it long. Very easy to use. Reviewed on: 15th February 2021
Tricky.1066's avatar
Tricky.1066

Great credit card company

5
Fast, reliable, competitive great wedsite easy to use Reviewed on: 15th February 2021
Sarah 's avatar
Sarah

Awesome

5
Fast ,friendly efficient service Reviewed on: 15th February 2021
Mathew ward's avatar
Mathew ward

So easy to apply

5
This credit card was so easy to apply for. Quick decision too. App is simple to use to keep on track. Reviewed on: 15th February 2021
Judith 's avatar
Judith

Fast, efficient and nice to have hope again!

5
I am rebuilding my credit and it is lovely to have an institution that is giving me a chance. It is a fast, easy application with a sensible credit limit. Good updating information as you spend, keeping you totally aware of your limit. Highly recommended. Reviewed on: 15th February 2021
Clare's avatar
Clare

Wow!!!

5
Really quick and easy process! No fuss! No hassle! Very well planned out! Couldn’t ask for more, would recommend to EVERYONE!! Thank you Reviewed on: 15th February 2021
jenniferlou's avatar
jenniferlou

Great service

5
So easy to use with the app on my phone, pay, use and adjust Reviewed on: 15th February 2021
Wayne 's avatar
Wayne

Fantastic flexible approach

5
Great to build back your credit Reviewed on: 15th February 2021
simon hutchinson's avatar
simon hutchinson

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