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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Effortless

Fantastic service and when you make a payment it comes straight of the balance. Reviewed on: 17th March 2021

Fantastic

I would highly recommend Zopa, to my friends and family!i Reviewed on: 17th March 2021

Great card

Great card, plain and simple app! I like the way you can make extra payments which you can see reduce your balance immediately. Other cards take 2-3 days! Reviewed on: 17th March 2021

My feelings

It has been a while that I’ve been using zopa credit card; I’m literally satisfied with it. For sure I wouldn’t hesitate to recommend it to my closest relationships. Reviewed on: 17th March 2021

Great ! Super customer service!

Very good service. Had contacted them twice and very satisfied! Would recommend to everyone! Reviewed on: 17th March 2021

Paperless

The APP does it all with chat support Reviewed on: 17th March 2021

Simple and easy

A no hassle, simple set up, brilliant. Reviewed on: 17th March 2021

Zopa for top bank award

Zopa is a cracking bank very flexible easy understandable useable app very informative Reviewed on: 17th March 2021

A bank who cares

Not much to say except thank you everything was very clear and paying off the card is so easy and the other products they offer are very helpful Reviewed on: 17th March 2021

Briliant service

So easy to use lets u know each transaction. Easy payments Reviewed on: 17th March 2021

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