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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple and easy

A no hassle, simple set up, brilliant. Reviewed on: 17th March 2021

Zopa for top bank award

Zopa is a cracking bank very flexible easy understandable useable app very informative Reviewed on: 17th March 2021

A bank who cares

Not much to say except thank you everything was very clear and paying off the card is so easy and the other products they offer are very helpful Reviewed on: 17th March 2021

Briliant service

So easy to use lets u know each transaction. Easy payments Reviewed on: 17th March 2021

Excellent App

The card comes with a real time app which lets you know exactly how much you have spent and have available Reviewed on: 17th March 2021

Easy breezy

Excellent credit card, so easy to manage. Has the best app to keep in control with your card usage. Reviewed on: 17th March 2021

Great for beginners!

Zopa has made having my first credit card easy, understandable and affordable. The easy repayments and notifications about my spending as helped me to start to build my credit score which makes it an fantastic credit card for beginners such as myself Reviewed on: 17th March 2021

Great app

App is very helpful and informative Reviewed on: 17th March 2021

Miss

Good explains about the card.......... . Reviewed on: 17th March 2021

Good company

Like the easy nice of this bank Reviewed on: 17th March 2021

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