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Zopa: Credit card reviews

4.94
Based on 43,289 reviews, last reviewed 8th Mar 2026
146100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I think that it is really good experience with zopa. I think that it is really good experience with zopa. I am really satisfied with zopa bank. Reviewed on: 8th March 2026
Saeed Sandhu's avatar
Saeed Sandhu

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43289)

Control you're finance

5
I love the fact I can control my finances and see what I spend and were I spend it.using the zopa app Reviewed on: 15th February 2021

Refreshing

5
When you’re struggling and need a straight forward company that makes everything easy with a excellent app and a breath of fresh air Reviewed on: 15th February 2021

Very easy to use and to pay

5
Not much but I'm happy with zopa Reviewed on: 15th February 2021

Best credit card

5
Recommended to me by clear score very happy Reviewed on: 15th February 2021

Good card and easy to use App

4
Good security features, easy to navigate app and good APR for newbies. Reviewed on: 15th February 2021

Amazing

5
So easy and convenient to use, and the app has been a joy to use as well. Reviewed on: 15th February 2021

Best

5
Very good review I like this very happy Reviewed on: 15th February 2021

Simply the best

5
Great all round card and service Reviewed on: 15th February 2021

Great service

5
Very good service from a professional team Reviewed on: 15th February 2021

Quick and easy application

5
Quick and easy application arrived in a few days and the app is great to keep you in control of your balance Reviewed on: 15th February 2021

Review Zopa: Credit card now

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