Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent Credit Card

Helpful and very understand help you with the smallest enquiry no rush in helping you no matter the time it takes to get your problem resolved Reviewed on: 17th March 2021

Great service

Easy and straightforward, good app with emergency features Reviewed on: 17th March 2021

Great

Can’t complain, excellent service and easy to use app Reviewed on: 17th March 2021

Brilliant card

Just love the way I can use this card Reviewed on: 17th March 2021

Easy to Use

Easy to apply for, easy to use. Great site to monitor card usage and statements...... Reviewed on: 17th March 2021

Trudy

I love my Zopa card and would highly recommend Reviewed on: 17th March 2021

Simple and easy to use

Using to make my credit score higher app simple and easy Reviewed on: 17th March 2021

Zopa credit card

So easy to use instant updates on your spending keeps you updated Reviewed on: 17th March 2021

Zopa is easy to use, easy to repay, brilliant service

I find Zopa easy to use, easy to repay, no fuss, great customer service . Thank you, Zopa! Reviewed on: 17th March 2021

Fantastic service provided.

Zopa has really helped with flexible borrowing and it's so affordable with a decent interest rate. I got accepted straight away and gave me a really good credit limit. Highly recommend to anyone who is looking to build credit rating as it will help alot for future borrowing ect. Fantastic service provided by the company. Overall Very happy Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.10 from 93 reviews
Nectar Credit Card
from American Express 3.35 from 14 reviews
Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub