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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43295 reviews)

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4.94

Based on 43,295 reviews, last reviewed 8th Mar 2026

146400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Everything u want from a credit card Easy application straight foward Reviewed on: 8th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43295)

Easy to use

Easy to use app can see what you have spent and where Reviewed on: 15th February 2021

Bang on

New customer first impressions first class Reviewed on: 15th February 2021

Simple and effective

Very simple application process. A very simple and easy to use app to manage your credit card Reviewed on: 15th February 2021

Great provider

Excellent great providers my credit card comes in handy Reviewed on: 15th February 2021

Excellent service

Excellent service provided by zopa so easy and straight forward. Will certainly recommend to friends Reviewed on: 15th February 2021

5 star

Helpful, easy to understand. App is excellent. Giving people a chance- Even in these uncertain times. A human touch for a change Reviewed on: 15th February 2021

Easy to deal with

So nice to speak to a person. Excellent customer experience Reviewed on: 15th February 2021

Great easy to use no frills card

I've had no problem using this card easy set up Reviewed on: 15th February 2021

Very understanding and easy to work

I find them easy to work with and the app is good to and good rates for this kind of card Reviewed on: 15th February 2021

Smarter way to use money

The experience so far with Zopa has been great! Easy to use, I love the safety net feature and the fact I am sent w text updating me with the spending details. I would recommend this card to family and friends Reviewed on: 15th February 2021

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