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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick to set up

Quick and easy to set up my account, activate card and start using. I like that all the features are really accessible from my app, and credits and debits are immediate. Reviewed on: 17th March 2021

Very happy

Never had a bad thing to say about Zopa Reviewed on: 17th March 2021

First class bank

I have been with this bank for a while and they have been first class in everything I have asked of them Reviewed on: 17th March 2021

Good customer service

I have never had a problem with Zopa customer service advisers always polite and friendly and understands what the customer wants from them as a company Reviewed on: 17th March 2021

Excellent Credit Card

Helpful and very understand help you with the smallest enquiry no rush in helping you no matter the time it takes to get your problem resolved Reviewed on: 17th March 2021

Great service

Easy and straightforward, good app with emergency features Reviewed on: 17th March 2021

Great

Can’t complain, excellent service and easy to use app Reviewed on: 17th March 2021

Brilliant card

Just love the way I can use this card Reviewed on: 17th March 2021

Easy to Use

Easy to apply for, easy to use. Great site to monitor card usage and statements...... Reviewed on: 17th March 2021

Trudy

I love my Zopa card and would highly recommend Reviewed on: 17th March 2021

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