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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa all the way

Zopa credit card is a unique product tailored to fit your individual circumstances Reviewed on: 17th March 2021

Customer Services always helpful

Brilliant App helps you keep track backed by really good happy to help customer services Thank you Reviewed on: 17th March 2021

Excellent

Excellent love how you can see what and when you spend Reviewed on: 17th March 2021

Amazing

Amazing company amazing service Reviewed on: 17th March 2021

One of best card

Excellent bank Very good service Excellent app Reviewed on: 17th March 2021

Brilliant service

Excellent service, the app is easy to use Reviewed on: 17th March 2021

Quick to set up

Quick and easy to set up my account, activate card and start using. I like that all the features are really accessible from my app, and credits and debits are immediate. Reviewed on: 17th March 2021

Very happy

Never had a bad thing to say about Zopa Reviewed on: 17th March 2021

First class bank

I have been with this bank for a while and they have been first class in everything I have asked of them Reviewed on: 17th March 2021

Good customer service

I have never had a problem with Zopa customer service advisers always polite and friendly and understands what the customer wants from them as a company Reviewed on: 17th March 2021

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