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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

One of best card

Excellent bank Very good service Excellent app Reviewed on: 17th March 2021

Brilliant service

Excellent service, the app is easy to use Reviewed on: 17th March 2021

Quick to set up

Quick and easy to set up my account, activate card and start using. I like that all the features are really accessible from my app, and credits and debits are immediate. Reviewed on: 17th March 2021

Very happy

Never had a bad thing to say about Zopa Reviewed on: 17th March 2021

First class bank

I have been with this bank for a while and they have been first class in everything I have asked of them Reviewed on: 17th March 2021

Good customer service

I have never had a problem with Zopa customer service advisers always polite and friendly and understands what the customer wants from them as a company Reviewed on: 17th March 2021

Excellent Credit Card

Helpful and very understand help you with the smallest enquiry no rush in helping you no matter the time it takes to get your problem resolved Reviewed on: 17th March 2021

Great service

Easy and straightforward, good app with emergency features Reviewed on: 17th March 2021

Great

Can’t complain, excellent service and easy to use app Reviewed on: 17th March 2021

Brilliant card

Just love the way I can use this card Reviewed on: 17th March 2021

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