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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good no nonsense bank

Easy to use with no rubbishy jargon! Reviewed on: 17th March 2021

Easy Application to complete and good customer service

ZOPA has helped me immensely to improve my credit score and is an extra safety net should I need a little help before pay day...would highly recommend 100% Reviewed on: 17th March 2021

Good service

Fasr credit card,easy and beter credit reatibg Reviewed on: 17th March 2021

Great card

Easy to use great app and would recommend to anyone Reviewed on: 17th March 2021

Zopa all the way

Zopa credit card is a unique product tailored to fit your individual circumstances Reviewed on: 17th March 2021

Customer Services always helpful

Brilliant App helps you keep track backed by really good happy to help customer services Thank you Reviewed on: 17th March 2021

Excellent

Excellent love how you can see what and when you spend Reviewed on: 17th March 2021

Amazing

Amazing company amazing service Reviewed on: 17th March 2021

One of best card

Excellent bank Very good service Excellent app Reviewed on: 17th March 2021

Brilliant service

Excellent service, the app is easy to use Reviewed on: 17th March 2021

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