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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Amazing customer service

Excellent all round customer service fantastic I would very highly recommend Reviewed on: 17th March 2021

Simple, quick and efficient

Really simple to apply, clear instructions on app Reviewed on: 17th March 2021

First credit card after financial disater!

Credit limits are set appropriately & im very happy with the app & the overall service Reviewed on: 17th March 2021

Awesome

Really good bank I couldn't get a card till zopa said yes and fast to get my card to me I will recommend to others Reviewed on: 17th March 2021

Helping mind

No creditors help for my current very poor credit score. But they did .. I appreciate for their open mind.. I will keep on track Reviewed on: 17th March 2021

Perfect credit card

A really, really good credit card with such an easy to use app that helps with your account. Quick and simple application would seriously recommend to everyone. Reviewed on: 17th March 2021

Helps you manage your credit

I get an alert when I have spent, a balance of my credit left, a reminder of my due payment and I always feel like a valued customer even with a small credit allowance. They listen. Reviewed on: 17th March 2021

Quick, easy, affordable

Just a simple but effective credit card. no hassle, no fuss, no worries. Reviewed on: 17th March 2021

The best

When nobody else gave me a chance Zopa did and it’s helping my credit score Reviewed on: 17th March 2021

Second to none service and provider

App is very user friendly, customer service is excellent and quick at responding, app settings and options are great, highly recommended Reviewed on: 17th March 2021

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