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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Give its customers a fair chance

I applied for this credit card and I had an answer in a few minuets I only have a fair credit score and have been turned down by other companies so I am grateful for this chance to build my credit score. Thank you ZOPA Reviewed on: 17th March 2021

Awesome card

Best card I’ve had by far. User friendly app. Love it Reviewed on: 17th March 2021

easy going banking

very straight forward and no fuss. friendly online service as well. Reviewed on: 17th March 2021

Thanks for help

This company very very helped me , thanks Reviewed on: 17th March 2021

Great provider all around

Loving the card but whats more it's the app that comes with zopa. So easy to use and straight forward transparency on everything. Soon as you make payment it shows and you get notified. Cannot fault it. Reviewed on: 17th March 2021

First class

A first class service that is user friendly and puts customers first. Couldn’t ask for more as a customer and would recommend to family and friends. Reviewed on: 17th March 2021

Quick & easy to set up & use

The application process was really easy. I got the card quickly & I like the financial advice with the app itsrlf Reviewed on: 17th March 2021

Incredible

One of the easiest and customer friendly services i have used Reviewed on: 17th March 2021

Very happy

I could not get a credit card and then zopa come in to my life I love them yaaaaaaa Reviewed on: 17th March 2021

Cannot fault it

Great service very clear and user friendly Reviewed on: 17th March 2021

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