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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick & easy to set up & use

The application process was really easy. I got the card quickly & I like the financial advice with the app itsrlf Reviewed on: 17th March 2021

Incredible

One of the easiest and customer friendly services i have used Reviewed on: 17th March 2021

Very happy

I could not get a credit card and then zopa come in to my life I love them yaaaaaaa Reviewed on: 17th March 2021

Cannot fault it

Great service very clear and user friendly Reviewed on: 17th March 2021

Fantastic

Easy to apply and easy to manage Reviewed on: 17th March 2021

My Zopa

At the moment I will say, that Zopa has helped me and the family in these hard times especially with us going through the pandemic. They are a company who tend to look after their customers and will likely introduce them to friends and family. Reviewed on: 17th March 2021

Easy to use

Very quick with customer service and easy to use also they have a pretty good app Reviewed on: 17th March 2021

Easy to use app

Trustworthy company, easy to use app, great customer service Reviewed on: 17th March 2021

Amazing customer service

Excellent all round customer service fantastic I would very highly recommend Reviewed on: 17th March 2021

Simple, quick and efficient

Really simple to apply, clear instructions on app Reviewed on: 17th March 2021

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