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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,264 reviews, last reviewed 7th Mar 2026
290000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Updates regularl the app easily updates Updates regularly the app easily updates Reviewed on: 7th March 2026
Yvonne Riddell's avatar
Yvonne Riddell

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43264)

Great card issuer

5
So far my experience has been exceptional Reviewed on: 15th February 2021
Hennesy101's avatar
Hennesy101

Top drawer service

5
Very easy to set up, and deal with and all information available it’s easy enough to understand Reviewed on: 15th February 2021
Alex's avatar
Alex

Great company highly rated

5
No problems easy as 1 2 3 and great to understand there payment systems the app is great simple and precise Reviewed on: 15th February 2021
Matthew hill's avatar
Matthew hill

Great service

5
Swift, professional and always an incredibly helpful person on the end of the phone. Reviewed on: 15th February 2021
Ben Sabih 's avatar
Ben Sabih

Easy to use

5
Easy to talk to very friendly and polite Reviewed on: 15th February 2021
k.wtaylor@hotmail.com's avatar
[email protected]

Excellent service

5
From start to finish their customer service is impeccable. Reviewed on: 15th February 2021
Rob Goodby's avatar
Rob Goodby

Easily manageable through the App

5
The app is so easy to use and keep an eye on your expenditure and also to make payments on time. Reviewed on: 15th February 2021
David Hope's avatar
David Hope

Great credit builder card

5
My credit history was bad, but with my zopa credit card it's on the up. The app is a great way to manage my account, and I get alerts when I spend to show me my balance. Thanks zopa for helping me to get myself back on track. Reviewed on: 15th February 2021
Helen's avatar
Helen

Very easy to use

5
The app is very easy to use making easy to stay in control. Reviewed on: 15th February 2021
Heather 's avatar
Heather

Fantastic

5
I got excepted . It was fast and i have no complaints at all. Truly brilliant Reviewed on: 15th February 2021
Ia 's avatar
Ia

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