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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,238 reviews, last reviewed 7th Mar 2026
287500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good experience Really good experience and a great app Reviewed on: 7th March 2026
Scott Chadwick 's avatar
Scott Chadwick

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (43238)

Fantastic

5
I can’t fault Zopa. Easy and simple to manage. First class. Reviewed on: 15th February 2021
Robin's avatar
Robin

excellent internet banking and very good services

5
excellent internet banking and very good services Reviewed on: 15th February 2021
Gerhard M Pascu's avatar
Gerhard M Pascu

It is the best credit card

5
I love how easy the app is to use and that when I pay my credit card the money is there instantly. It’s the best credit card I’ve ever had. Reviewed on: 15th February 2021
Amiee's avatar
Amiee

Great company

4
Very good service easy set up. Ideal for poor credit Reviewed on: 15th February 2021
David's avatar
David

Absolutely amazing

5
Easy to set up easy to work out and easy to understand very very good card company Reviewed on: 15th February 2021
markjones1402@hotmail.com's avatar
[email protected]

Very good

5
Really easy to use the app, payments straight away once paid not like other where it takes 3/4 days, would definitely recommend Reviewed on: 15th February 2021
paultea@hotmail.co.uk's avatar
[email protected]

Excellent service

5
Since using Zopa I have found that it's a card that really works for me and the app is really easy to use which helps me keep track of my finances Reviewed on: 15th February 2021
Tamara Wraight 's avatar
Tamara Wraight

Brilliant and so simple

5
Was so easy to apply and then set up the app once card arrived. Would definitely recommend them to anyone Reviewed on: 15th February 2021
tonks78@hotmail.com's avatar
[email protected]

Easy to use

5
Easy to use, app is simple to navigate and keeps you up-to-date with txt alerts. I also like the way you can cap your spending with the safety net Reviewed on: 15th February 2021
Clare mcdonald 's avatar
Clare mcdonald

Card for family

5
Just got this card for my wife to use for bits and pieces and so far very happy, the app is clear and user friendly and even with my fat thumbs I've had zero issues while looking through the many features. Reviewed on: 15th February 2021
James's avatar
James

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