Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

First credit card after financial disater!

Credit limits are set appropriately & im very happy with the app & the overall service Reviewed on: 17th March 2021

Awesome

Really good bank I couldn't get a card till zopa said yes and fast to get my card to me I will recommend to others Reviewed on: 17th March 2021

Helping mind

No creditors help for my current very poor credit score. But they did .. I appreciate for their open mind.. I will keep on track Reviewed on: 17th March 2021

Perfect credit card

A really, really good credit card with such an easy to use app that helps with your account. Quick and simple application would seriously recommend to everyone. Reviewed on: 17th March 2021

Helps you manage your credit

I get an alert when I have spent, a balance of my credit left, a reminder of my due payment and I always feel like a valued customer even with a small credit allowance. They listen. Reviewed on: 17th March 2021

Quick, easy, affordable

Just a simple but effective credit card. no hassle, no fuss, no worries. Reviewed on: 17th March 2021

The best

When nobody else gave me a chance Zopa did and it’s helping my credit score Reviewed on: 17th March 2021

Second to none service and provider

App is very user friendly, customer service is excellent and quick at responding, app settings and options are great, highly recommended Reviewed on: 17th March 2021

Very Pleased

Zopa gave me a credit card to rebuild my credit rating and have helped me all the way. Reviewed on: 17th March 2021

Zopa credit card

Great app, lots of help and communication. Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 3.63 from 97 reviews
Black Diamond Visa
from Vanquis 4.24 from 10 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub