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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,179 reviews, last reviewed 7th Mar 2026
281900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Zopa Bank ahead of otgers Excellent service all round. Quick and easy application procedure with a quick response. Team professional, knowledgeable and courteous. Reviewed on: 7th March 2026
Jeff Dodd's avatar
Jeff Dodd

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43179)

Very easy to use.

5
A very simple application process. Easy to navigate app. A great plus, payments show on your balance INSTANTLY! Reviewed on: 15th February 2021
Christopher Elia 's avatar
Christopher Elia

A helping hand

5
I wanted to start building my credit rating. Zopa has been really good, the credit limit was not set to high at the start so as to not get myself in too much trouble. They have a great app so you can keep in the know of every penny spent. I’m very happy with Zopa! Reviewed on: 15th February 2021
Natalie's avatar
Natalie

Good service and easy to use

5
Very happy with Zopa! Amazing credit card, will recommend to anyone Reviewed on: 15th February 2021
Mike's avatar
Mike

Quick and easy

5
Really quick decision, easy to apply and use Reviewed on: 15th February 2021
KC's avatar
KC

Quick simple process

5
Quick and simple process,excellent customer service Reviewed on: 15th February 2021
bullfamilly@yahoo.co.uk's avatar
[email protected]

Quick and easy

5
Everything about the credit card is super easy. Quick application, quick payments, quick view of statements and balances the list is endless! Reviewed on: 15th February 2021
GPS 93's avatar
GPS 93

Reliability

5
Efficiently amazinggggg process and it's app is very easy to download. One of the most secured financial web! Reviewed on: 15th February 2021
Austin Erhamwonyi 's avatar
Austin Erhamwonyi

Fantastic service

5
Easy to use app, friendly customer service along with great customer notifications received from the app Reviewed on: 15th February 2021
Designergals2004@hotmail.co.uk 's avatar
[email protected]

Easy to use, great money tools and great customer service.

5
The app is very easy to use and has some handy extra tools for money management. Very happy with the experience. Thumbs up from me. Reviewed on: 15th February 2021
Mat's avatar
Mat

The best

5
Good service and easy to apply. Reviewed on: 15th February 2021
Gelu's avatar
Gelu

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