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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Easy to use and keeps you informed

5
Lets me know about each purchase enabling to monitor spend. Keeps you informed. Reviewed on: 17th March 2021
Leelee's avatar
Leelee

Quality service

5
No problems using card always keep me informed on any use great service Reviewed on: 17th March 2021
Royston Hicks's avatar
Royston Hicks

Zopa is great!

5
Excellent service and easy to use app. Would recommend to everyone Reviewed on: 17th March 2021
Haley Double's avatar
Haley Double

Highly recommend

5
Application easy and straight forward answer within minutes and so easy to keep track of spending and make payments to using the app. Reviewed on: 17th March 2021
Diane 78's avatar
Diane 78

Amazing

5
So easy to make payments, monthly payments are easy to afford, best credit card I have had. Reviewed on: 17th March 2021
Nicola Simpson's avatar
Nicola Simpson

Amazing serice

5
I have found the whole experience easy and understandable from beginning to end. I couldn't fault a thing with regards to my experience with ZOPA xxx Reviewed on: 17th March 2021
Kellie-ann Collin 's avatar
Kellie-ann Collin

Very good

5
The app is good you can see you statements and how much you have spent and where without having to wait Reviewed on: 17th March 2021
Teresa 's avatar
Teresa

Great card

5
Easy to set up and use Keeps you in control Reviewed on: 17th March 2021
Stephen tungate's avatar
Stephen tungate

Amazing

5
This has got to be the easiest card I’ve ever used. The app is simple and easy to use. Reviewed on: 17th March 2021
Vickie Briggs's avatar
Vickie Briggs

Easy, user friendly and helpful

4
So easy to use and to contact a human! Nothing is too much trouble, wish I had found them years ago. Reviewed on: 17th March 2021
Carolyn Mellor's avatar
Carolyn Mellor

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