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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good

Quick fast and reliable. There to help Reviewed on: 17th March 2021

Excellent Experience!!

Excellent experience. It won’t even take 2 days like other cards companies to update my balance. Thanks Zopa Reviewed on: 17th March 2021

Cracking card provided

I have a pretty poor credit history, but they took a chance on me and have been super helpful Reviewed on: 17th March 2021

Happy

Happy had no problems happy to continue with my credit card and easy to navigate app Reviewed on: 17th March 2021

Very good service

Have had a very comprehensive service Reviewed on: 17th March 2021

Good card provider easy application

Very easy to apply for and the card was sent out very quickly Reviewed on: 17th March 2021

The super star

its balance with good information about your credit score, gave you some ideas about your financialy its easy to pay and make new purchases Reviewed on: 17th March 2021

So good

Really great card, very good mobile app and excellent customer service and support Reviewed on: 17th March 2021

Easy to use and keeps you informed

Lets me know about each purchase enabling to monitor spend. Keeps you informed. Reviewed on: 17th March 2021

Quality service

No problems using card always keep me informed on any use great service Reviewed on: 17th March 2021

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