Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Helps you manage your credit

I get an alert when I have spent, a balance of my credit left, a reminder of my due payment and I always feel like a valued customer even with a small credit allowance. They listen. Reviewed on: 17th March 2021

Quick, easy, affordable

Just a simple but effective credit card. no hassle, no fuss, no worries. Reviewed on: 17th March 2021

The best

When nobody else gave me a chance Zopa did and it’s helping my credit score Reviewed on: 17th March 2021

Second to none service and provider

App is very user friendly, customer service is excellent and quick at responding, app settings and options are great, highly recommended Reviewed on: 17th March 2021

Very Pleased

Zopa gave me a credit card to rebuild my credit rating and have helped me all the way. Reviewed on: 17th March 2021

Zopa credit card

Great app, lots of help and communication. Reviewed on: 17th March 2021

Very good

Quick fast and reliable. There to help Reviewed on: 17th March 2021

Excellent Experience!!

Excellent experience. It won’t even take 2 days like other cards companies to update my balance. Thanks Zopa Reviewed on: 17th March 2021

Cracking card provided

I have a pretty poor credit history, but they took a chance on me and have been super helpful Reviewed on: 17th March 2021

Happy

Happy had no problems happy to continue with my credit card and easy to navigate app Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 3.99 from 20 reviews
Nectar credit card (discontinued)
from Sainsburys Bank 3.44 from 97 reviews
Platinum cashback credit card
from American Express 4.32 from 71 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub