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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,104 reviews, last reviewed 7th Mar 2026
274700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

the staff... are great Very helpful and friendly happy to help all the time with any problems i might have to help all the staff are great every time I need help Reviewed on: 7th March 2026
Leila L's avatar
Leila L

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (43104)

Amazing at being in control.

5
Zopa have provided a top service with an amazing app so you can log in and check your depending. It’s been a fantastic experience being with Zopa. Reviewed on: 15th February 2021
steph_smith628@hotmail.co.uk's avatar
[email protected]

zopa yay.......

5
had trouble obtaining credit my score was not bad but not great either zopa helped me out with a credit card and also its a site to help you with a mixture of things including your credit score could not rate them highly enough thank you Reviewed on: 15th February 2021
grant's avatar
grant

Great company great customer service

5
Had an issue with accessing my pin quick phone call and resolved nice and quickly Reviewed on: 15th February 2021
Penk2k8 's avatar
Penk2k8

Great credit card

5
Great service, great overall interface Reviewed on: 15th February 2021
Peter Craig 's avatar
Peter Craig

Great card

5
Very great card very easy to use and great on line service Reviewed on: 15th February 2021
Daren aris's avatar
Daren aris

exellent lender

5
quick and so very easy all through application Reviewed on: 15th February 2021
craig's avatar
craig

Up & Above The Rest

5
Since I became a Zoparian ( Zopa Customer) I have nothing but praise for this company, excellent products & customer service. I have only requested help for some particular information on the one occasion which was met with a pin sharp friendly professional response with exactly the answer I required, no fuss or messing about & I would recommend them to anyone. Go Zopa!! Reviewed on: 15th February 2021
Jay Dutton's avatar
Jay Dutton

Great card

5
I find the overall layout of the app very modern and like the fact it’s a breakdown so you know where your at. It’s easy to use and not technical like the rest as I’m basic with technology so this is a winner for me. Can’t wait until my credit limit increases so I can ditch my others and have it with one provider. Keep up the great work Reviewed on: 15th February 2021
Tasha's avatar
Tasha

Excellent

5
Simple, honest and clear company to deal with. Customer service is superb. Reviewed on: 15th February 2021
Matt's avatar
Matt

Amazing

5
Easy to use , the app has a great set up so you don’t miss your statements and has a things to do list so you get the best experience. Very recommended Reviewed on: 15th February 2021
Bethany's avatar
Bethany

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