Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Zopa is great!

5
Excellent service and easy to use app. Would recommend to everyone Reviewed on: 17th March 2021
Haley Double's avatar
Haley Double

Highly recommend

5
Application easy and straight forward answer within minutes and so easy to keep track of spending and make payments to using the app. Reviewed on: 17th March 2021
Diane 78's avatar
Diane 78

Amazing

5
So easy to make payments, monthly payments are easy to afford, best credit card I have had. Reviewed on: 17th March 2021
Nicola Simpson's avatar
Nicola Simpson

Amazing serice

5
I have found the whole experience easy and understandable from beginning to end. I couldn't fault a thing with regards to my experience with ZOPA xxx Reviewed on: 17th March 2021
Kellie-ann Collin 's avatar
Kellie-ann Collin

Very good

5
The app is good you can see you statements and how much you have spent and where without having to wait Reviewed on: 17th March 2021
Teresa 's avatar
Teresa

Great card

5
Easy to set up and use Keeps you in control Reviewed on: 17th March 2021
Stephen tungate's avatar
Stephen tungate

Amazing

5
This has got to be the easiest card I’ve ever used. The app is simple and easy to use. Reviewed on: 17th March 2021
Vickie Briggs's avatar
Vickie Briggs

Easy, user friendly and helpful

4
So easy to use and to contact a human! Nothing is too much trouble, wish I had found them years ago. Reviewed on: 17th March 2021
Carolyn Mellor's avatar
Carolyn Mellor

Best credit card

5
I'm very happy with my credit card I'm happy with the service's it gives its the best move and its help me build up my credit rating Reviewed on: 17th March 2021
Nat's avatar
Nat

They are good

5
Easy to use and the app is great Reviewed on: 17th March 2021
Clair's avatar
Clair

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill