Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Best credit card

I'm very happy with my credit card I'm happy with the service's it gives its the best move and its help me build up my credit rating Reviewed on: 17th March 2021

They are good

Easy to use and the app is great Reviewed on: 17th March 2021

Great and fair

Great for giving people a chance to get credit and build their credit rating. I have high praise for Zopa . Great and fair bank Reviewed on: 17th March 2021

Amazing

Amazing flexibility , easy to use app. Protected Reviewed on: 17th March 2021

Credit card

Best card I've had easy to use and the app is brilliant Reviewed on: 17th March 2021

Fabulous

Very easy to set it all up from beginning of application, super easy and straight forward app . Easy to managed well happy with service . Highly recommend to everyone Reviewed on: 17th March 2021

Prefect

Great I would us and tell friends about Reviewed on: 17th March 2021

Extra help right on time!

Zopa credit card is easy to use, super transparent and serves as a great addition to my financial cushion. My credit profile is increasing steadily! I'm learning so much! Thanks Zopa! Reviewed on: 17th March 2021

Fantastic easy to use service

Clear easy to use, great customer service and support Reviewed on: 17th March 2021

HAPPY customer

Always good, always happy. Nothing more nothing less Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 2.72 from 20 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.19 from 14 reviews
Overpay
from Incredible 4.60 from 5 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub