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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,098 reviews, last reviewed 7th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Very professional and helpful easy to follow. Very professional and helpful easy to follow. Reviewed on: 7th March 2026
William T's avatar
William T

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43098)

The only credit card company I would recommend to friends and family

5
Such a modern forward thinking customer service and experience credit card. The credit card company I would recommend to family and friends. Reviewed on: 15th February 2021
Pete Carmichael's avatar
Pete Carmichael

Very good

5
Easy to use and very helpful. Would recommend to friends Reviewed on: 15th February 2021
wayneedwards63@icloud.com's avatar
[email protected]

flexible and easy to use

5
fresh new card flexible and easy to use also gives insight Reviewed on: 15th February 2021
paul's avatar
paul

Amazing

5
Very friendly and always helpful Reviewed on: 15th February 2021
paul.moss23@btinternet.com's avatar
[email protected]

Great company with customers at heart

5
Zopa were there for me when I needed them, with easy to manage credit, a handy App to keep track of my account and alerts to keep me on track Thank you Zopa Reviewed on: 15th February 2021
Hayley's avatar
Hayley

Easy to bank with

5
Easy and streamlined application process. The app is very responsive and customer friendly. Reviewed on: 15th February 2021
Deelite's avatar
Deelite

Low interestest, easy to apply, helpful support

5
Low interestest, easy to apply, helpful support Reviewed on: 15th February 2021
Paul Maftei 's avatar
Paul Maftei

Zopa dupa

5
It was easy to apply, get approved, active and manage my spending limits via the app! Would highly recommend. Reviewed on: 15th February 2021
mattsolanki@hotmail.com's avatar
[email protected]

Great set up and App

5
From set up to recieving the card it was so easy. The app and payments are straightforward and instant. Reviewed on: 15th February 2021
G81Ball's avatar
G81Ball

Zopa have found the niche in the market for credit cards.

5
Great credit card which works for your spending, there’s so much this card can achieve and it’s design works for all customers. Reviewed on: 15th February 2021
Len's avatar
Len

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