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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Very good

5
The app is good you can see you statements and how much you have spent and where without having to wait Reviewed on: 17th March 2021
Teresa 's avatar
Teresa

Great card

5
Easy to set up and use Keeps you in control Reviewed on: 17th March 2021
Stephen tungate's avatar
Stephen tungate

Amazing

5
This has got to be the easiest card I’ve ever used. The app is simple and easy to use. Reviewed on: 17th March 2021
Vickie Briggs's avatar
Vickie Briggs

Easy, user friendly and helpful

4
So easy to use and to contact a human! Nothing is too much trouble, wish I had found them years ago. Reviewed on: 17th March 2021
Carolyn Mellor's avatar
Carolyn Mellor

Best credit card

5
I'm very happy with my credit card I'm happy with the service's it gives its the best move and its help me build up my credit rating Reviewed on: 17th March 2021
Nat's avatar
Nat

They are good

5
Easy to use and the app is great Reviewed on: 17th March 2021
Clair's avatar
Clair

Great and fair

5
Great for giving people a chance to get credit and build their credit rating. I have high praise for Zopa . Great and fair bank Reviewed on: 17th March 2021
Steven taylor's avatar
Steven taylor

Amazing

5
Amazing flexibility , easy to use app. Protected Reviewed on: 17th March 2021
graemegallie@btinternet.com's avatar
[email protected]

Credit card

5
Best card I've had easy to use and the app is brilliant Reviewed on: 17th March 2021
Craig camps 's avatar
Craig camps

Fabulous

5
Very easy to set it all up from beginning of application, super easy and straight forward app . Easy to managed well happy with service . Highly recommend to everyone Reviewed on: 17th March 2021
Karol's avatar
Karol

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