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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great and fair

Great for giving people a chance to get credit and build their credit rating. I have high praise for Zopa . Great and fair bank Reviewed on: 17th March 2021

Amazing

Amazing flexibility , easy to use app. Protected Reviewed on: 17th March 2021

Credit card

Best card I've had easy to use and the app is brilliant Reviewed on: 17th March 2021

Fabulous

Very easy to set it all up from beginning of application, super easy and straight forward app . Easy to managed well happy with service . Highly recommend to everyone Reviewed on: 17th March 2021

Prefect

Great I would us and tell friends about Reviewed on: 17th March 2021

Extra help right on time!

Zopa credit card is easy to use, super transparent and serves as a great addition to my financial cushion. My credit profile is increasing steadily! I'm learning so much! Thanks Zopa! Reviewed on: 17th March 2021

Fantastic easy to use service

Clear easy to use, great customer service and support Reviewed on: 17th March 2021

HAPPY customer

Always good, always happy. Nothing more nothing less Reviewed on: 17th March 2021

Zopa is Brilliant

Since having my Zopa card I've been very impressed. Payment reminders every month make it impossible to miss a payment and credit limits are set for you to live within your means, which is great. Very good service all round. Reviewed on: 17th March 2021

Easy to understand credit card

This is the most easy, informative credit card company I have used. Easy to monitor your spend with instant alerts keeps you on top of your credit. Reviewed on: 17th March 2021

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