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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa is Brilliant

Since having my Zopa card I've been very impressed. Payment reminders every month make it impossible to miss a payment and credit limits are set for you to live within your means, which is great. Very good service all round. Reviewed on: 17th March 2021

Easy to understand credit card

This is the most easy, informative credit card company I have used. Easy to monitor your spend with instant alerts keeps you on top of your credit. Reviewed on: 17th March 2021

Very easy to use

The Zopa Credit card is very easy to apply for, use and maintain. The app shows exactly what transactions have been processed and when. It even shows cancelled authorisations. Reviewed on: 17th March 2021

Very helpful

Has really helped me budget and manage in these difficult times.Thankyou Reviewed on: 17th March 2021

Excellent service, and user friendly online portal

Never had any issues and very user friendly services Reviewed on: 17th March 2021

Easy to use and manage and all a round no hastle

Having had a Zopa Credit Card, it is easy to manage, mainly via the app and with useful and helpful notifications. All round very satisfied. Reviewed on: 17th March 2021

Good card to have.

I have found having this card is great you can access your account 24/7. To check your balance, pay your bill all can be done so easily. Reviewed on: 17th March 2021

A card with you in mind

On other cards I have are more than willing to give you as much as you want and you can’t always contact them but when I have needed to talk I can pick up the phone and sort things out straight away Reviewed on: 17th March 2021

Fantastic and easy

Clear information, easy to use app and fully transparent process. Highly recommended Reviewed on: 17th March 2021

Brilliant company,cannot be faulted in any way at all

Service is fantastic,keep me fully informed of all transactions to ensure no overspending.Absolutely spot on,notifications and statements are specific on my account.Definitely would recommend Zopa to anyone. Reviewed on: 17th March 2021

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