Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44340)

My card

5
Awesome app so simple to pay money off Reviewed on: 17th March 2021
Scott Taylor's avatar
Scott Taylor

Fantastic

5
Not a bad thing to say good service app works as it should Reviewed on: 17th March 2021
Robert Boyd's avatar
Robert Boyd

Completely recommend

5
To get started the website it super easy to navigate, everything is clearly laid out in English and explained well. The credit card was very easy to apply for no faffing about with instant decision. Card arrived in the post swiftly. The app is brilliant for keeping an eye on my balance and for making payments. Have actually just recommended this to my partner and she has applied and been accepted. Great stuff!! Keep up the good work Zopa Reviewed on: 17th March 2021
Aaron's avatar
Aaron

Very satisfying

5
It comes in very handy when you need it great card Reviewed on: 17th March 2021
Lewis Blackburn's avatar
Lewis Blackburn

Fantastic

5
Fantastic service from start to finish Reviewed on: 17th March 2021
Ali Shaw's avatar
Ali Shaw

There when needed

5
I’ve had 2 loans with them plus a credit card .Can’t really fault them so far- competitive rates , the app for managing loans and investments works great, the couple of times I had to contact customer services have been a fast and pleasant experience . Overall happy and would recommend. Reviewed on: 17th March 2021
Svilen's avatar
Svilen

I applied online and got accepted straight away and my card arrived in 48 hours. No fuss or questions Brilliant

4
I would definitely recommend Zopa. It’s a no fuss straight forward credit card Reviewed on: 17th March 2021
Angela's avatar
Angela

The best

5
One of the best iv had and so easy to understand and pay back with a great credit building chance Reviewed on: 17th March 2021
Tony's avatar
Tony

Happy Customer

5
Easy app, notifications when you have used your card via app, receipt to your email account when payment to the account is made, very efficient service Reviewed on: 17th March 2021
Karen McCarthy's avatar
Karen McCarthy

Fantastic!!

5
I was shocked when I was accepted the card! It helps with my boosting my credit report! I would recommend to everyone Reviewed on: 17th March 2021
susanwilson141271@gmail.com's avatar
[email protected]

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill