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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,089 reviews, last reviewed 7th Mar 2026
273200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service. Excellent customer service. We do appreciate everything. Reviewed on: 7th March 2026
Esther M's avatar
Esther M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (43089)

Great card great company

5
Excellent company excellent customer service. Reviewed on: 15th February 2021
Darren's avatar
Darren

Excellent

5
Excellent bank app is very easy to use once you’ve paid your monthly bill it goes straight in and it’s clear to use again Reviewed on: 15th February 2021
Gary's avatar
Gary

Exelent service

5
Very easy to apply and use exelent user friendly app Reviewed on: 15th February 2021
GG444's avatar
GG444

Reliable, practical and effortless

5
I adore this credit card, by far the easiest I’ve ever used!! Reviewed on: 15th February 2021
hannah.m.grover's avatar
hannah.m.grover

Great customer service

5
Can't fault zopa highly recommended and easy to use app. Reviewed on: 15th February 2021
Daryl Hill's avatar
Daryl Hill

Quick and easy to apply

5
Once applied, it arrived really quickly and was really easy to set up and use. Reviewed on: 15th February 2021
Kelsey's avatar
Kelsey

Highly recommended

5
Easy on line application process and kept informed as to progress throughout. Kept up to date on spend each time. A great personal experience and would highly recommend ZOPA to anyone Reviewed on: 15th February 2021
Wayne's avatar
Wayne

Honest and fair

5
I have been very pleased with the service Reviewed on: 15th February 2021
H's avatar
H

Fantastic

5
Quick and easy to set up and customer service are extremely helpful. I would recommend zopa to anyone. Reviewed on: 15th February 2021
James 's avatar
James

Zopa has put the zing back in my finances

5
I'm a relatively new customer but so far it's been absolutely great. Swift customer service on their online portal, easy to understand statements. Plus it's in the process of doing wonders for my credit score. Very happy! Reviewed on: 15th February 2021
Natt Boarer's avatar
Natt Boarer

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