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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Good card to have.

5
I have found having this card is great you can access your account 24/7. To check your balance, pay your bill all can be done so easily. Reviewed on: 17th March 2021
BW808 's avatar
BW808

A card with you in mind

5
On other cards I have are more than willing to give you as much as you want and you can’t always contact them but when I have needed to talk I can pick up the phone and sort things out straight away Reviewed on: 17th March 2021
Steve attfield's avatar
Steve attfield

Fantastic and easy

5
Clear information, easy to use app and fully transparent process. Highly recommended Reviewed on: 17th March 2021
Neil Smith's avatar
Neil Smith

Brilliant company,cannot be faulted in any way at all

5
Service is fantastic,keep me fully informed of all transactions to ensure no overspending.Absolutely spot on,notifications and statements are specific on my account.Definitely would recommend Zopa to anyone. Reviewed on: 17th March 2021
Martin Boyack's avatar
Martin Boyack

My card

5
Awesome app so simple to pay money off Reviewed on: 17th March 2021
Scott Taylor's avatar
Scott Taylor

Fantastic

5
Not a bad thing to say good service app works as it should Reviewed on: 17th March 2021
Robert Boyd's avatar
Robert Boyd

Completely recommend

5
To get started the website it super easy to navigate, everything is clearly laid out in English and explained well. The credit card was very easy to apply for no faffing about with instant decision. Card arrived in the post swiftly. The app is brilliant for keeping an eye on my balance and for making payments. Have actually just recommended this to my partner and she has applied and been accepted. Great stuff!! Keep up the good work Zopa Reviewed on: 17th March 2021
Aaron's avatar
Aaron

Very satisfying

5
It comes in very handy when you need it great card Reviewed on: 17th March 2021
Lewis Blackburn's avatar
Lewis Blackburn

Fantastic

5
Fantastic service from start to finish Reviewed on: 17th March 2021
Ali Shaw's avatar
Ali Shaw

There when needed

5
I’ve had 2 loans with them plus a credit card .Can’t really fault them so far- competitive rates , the app for managing loans and investments works great, the couple of times I had to contact customer services have been a fast and pleasant experience . Overall happy and would recommend. Reviewed on: 17th March 2021
Svilen's avatar
Svilen

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