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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

I applied online and got accepted straight away and my card arrived in 48 hours. No fuss or questions Brilliant

I would definitely recommend Zopa. It’s a no fuss straight forward credit card Reviewed on: 17th March 2021

The best

One of the best iv had and so easy to understand and pay back with a great credit building chance Reviewed on: 17th March 2021

Happy Customer

Easy app, notifications when you have used your card via app, receipt to your email account when payment to the account is made, very efficient service Reviewed on: 17th March 2021

Fantastic!!

I was shocked when I was accepted the card! It helps with my boosting my credit report! I would recommend to everyone Reviewed on: 17th March 2021

Happy customer

Reliable ,fast ,informative , keeps you upto date Reviewed on: 17th March 2021

Great service

Provides very good online service. Reviewed on: 17th March 2021

They have provided me with an excellent service

Using Zopa has been one of my better choices. Always helpful. If only all banks were like Zopa. Reviewed on: 17th March 2021

200

Simple, practical and easy All ok Reviewed on: 17th March 2021

very good

very good experience very happy Reviewed on: 17th March 2021

Excellent

Excellent service and product highly recommend Reviewed on: 17th March 2021

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