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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

They have provided me with an excellent service

5
Using Zopa has been one of my better choices. Always helpful. If only all banks were like Zopa. Reviewed on: 17th March 2021
Andy Naylor's avatar
Andy Naylor

200

5
Simple, practical and easy All ok Reviewed on: 17th March 2021
Legroeg Uvas's avatar
Legroeg Uvas

very good

4
very good experience very happy Reviewed on: 17th March 2021
mario's avatar
mario

Excellent

5
Excellent service and product highly recommend Reviewed on: 17th March 2021
Cathy's avatar
Cathy

Excellent service

5
Vey easy process and excellent service Reviewed on: 17th March 2021
Kulvern chohan's avatar
Kulvern chohan

Excellent service

5
The App is so easy to use and great features, a great service and would recommend Reviewed on: 17th March 2021
cegbury@aol.com's avatar
[email protected]

quick and simple

5
I hape aplly very simple way for my credit card and I did receive my card quick at home.The app is just perfect Reviewed on: 17th March 2021
Florentina Mihaela Radu's avatar
Florentina Mihaela Radu

The best credit card around

5
Fantastic customer service. Quick. Easy. And reliable. Best credit card I’ve got by far! Love the design of the app and the card Reviewed on: 17th March 2021
lucyatkin62's avatar
lucyatkin62

credit card

5
Easy to apply to help build your credit. Excellent choice and communication with any issues is dealt with expertly and promptly Reviewed on: 17th March 2021
Shelleyanne's avatar
Shelleyanne

Great service

5
Always there to help and quick to respond to any questions Reviewed on: 17th March 2021
Dean langton's avatar
Dean langton

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