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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 42,996 reviews, last reviewed 7th Mar 2026
264400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Really easy to apply and access. Really easy to apply and access. App is really good and I can manage everything I need to do from there. Interest rates are a little higher compared t... Read more Reviewed on: 7th March 2026
Mattoo's avatar
Mattoo

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (42996)

Great product

5
Great product easy to use and best advice. Love the way to use app and up to the second payment notifications. Reviewed on: 15th February 2021
Danfisher13's avatar
Danfisher13

Great and flexible

4
Great and flexible, have been very useful and understanding in difficult times Reviewed on: 15th February 2021
James 80's avatar
James 80

Great banking

5
I really cannot rate Zopa highly enough. They provide a really outstanding fast and efficient service for their customers and I have recommended them to all of my family friends and work colleagues. Very well done Reviewed on: 15th February 2021
Mark Short's avatar
Mark Short

From first point of contact and throughout, it's been a pleasure to have this card andvthe fantastic customer service they bring. Highly recommended to everybody and the app is simple too. Epitome of how to do it right.

5
Excellent customer service, easy app to use and superb communication from e-mails and on the app. Superb Reviewed on: 15th February 2021
Kev kelly's avatar
Kev kelly

Zopa Feedback

5
Zopa are a fantastic organisation with a perfect app service and hassle free interaction Reviewed on: 15th February 2021
Mark Homfray's avatar
Mark Homfray

Excellent so easy to set up

5
Very quick acceptance, all done via app very easy Reviewed on: 15th February 2021
Gail's avatar
Gail

Brilliant

5
From the sign up to using my card top top service. Reviewed on: 15th February 2021
david's avatar
david

Excellent

5
I appilied for zopa card with bad cradit rating still tey gave me good cradit limmit on good rates. Reviewed on: 15th February 2021
Wahid rehman's avatar
Wahid rehman

Great bank

5
Easy to apply. Helpful staff Good communication Reviewed on: 15th February 2021
Mark's avatar
Mark

Best credit card ever

5
What I really like about zopa is when you to your account it goes straight on no waiting for two day Reviewed on: 15th February 2021
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