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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great

Great experience accepted in minutes, payments are excellent pay as little or as much as you like Reviewed on: 17th March 2021

Easy app more in control of your credit

Found the app easy to use safety net a brilliant idea helped me so much to keep in control of my credit Reviewed on: 17th March 2021

Good customer service experience

Zopa app easy and straightforward. Payment is as simple and easy . Reviewed on: 17th March 2021

Zopa

Great service and excellent customer service can't fault them at all Reviewed on: 17th March 2021

Very easy to understand

Like how it notifies as soon as it is used Reviewed on: 17th March 2021

Excellent card

Easy to use.helps your credit and keeps you up to date with spending Reviewed on: 17th March 2021

Fab u los

So very easy to use. Questions answered promptly. All round good experience. Reviewed on: 17th March 2021

Great card company

Offered first class service from zupo, would definitely recommend to anyone looking for a credit card. Reviewed on: 17th March 2021

Best card

This is the best credit card I've had. The app is so easy to navigate and customer care is excellent. Reviewed on: 17th March 2021

An effective and hassle free product

As soon as you make a payment your balance updates immediately unlike many other credit card products, making it truly flexible and me more likely to pay off my balance immediately to have the credit available. I really appreciate the breakdown of spending on the app to show where it’s all going e.g grocery, petrol etc too. Five stars from me. My favourite credit card Reviewed on: 17th March 2021

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