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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very reliable.

Easy to keep track of your balance Reviewed on: 17th March 2021

Zopa

Perfect lender easy to use app. Everything laid out and easy to understand Reviewed on: 17th March 2021

Zopa as an experience,

Faultless, sensitive, respectful, easy, sunshine indoors, all under one roof Reviewed on: 17th March 2021

First time user of zopa

Im a first time user of zopa first inpression is excellent customer service is excellent Reviewed on: 17th March 2021

Best card I ever had

A lot better off financially to have this card not like all other cards which charge a lot of interest Reviewed on: 17th March 2021

Zuper (super) Zopa!

So easy to keep track of your spending and payments on the mobile phone app. Up to date information held on the app. Great! Reviewed on: 17th March 2021

One of the best

I recommend this bank for all Because they have good customer service and good rate That s why I do recommend this provider for finance Thank you Reviewed on: 17th March 2021

Zopa is a breath of fresh air

Easy to apply and easy to use the Zopa card is great. . The mobile app is easy to navigate and handy reminders that your payment is due are welcome. Will be recommending Zopa to friends and family. Reviewed on: 17th March 2021

Great

Great experience accepted in minutes, payments are excellent pay as little or as much as you like Reviewed on: 17th March 2021

Easy app more in control of your credit

Found the app easy to use safety net a brilliant idea helped me so much to keep in control of my credit Reviewed on: 17th March 2021

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