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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good customer service experience

Zopa app easy and straightforward. Payment is as simple and easy . Reviewed on: 17th March 2021

Zopa

Great service and excellent customer service can't fault them at all Reviewed on: 17th March 2021

Very easy to understand

Like how it notifies as soon as it is used Reviewed on: 17th March 2021

Excellent card

Easy to use.helps your credit and keeps you up to date with spending Reviewed on: 17th March 2021

Fab u los

So very easy to use. Questions answered promptly. All round good experience. Reviewed on: 17th March 2021

Great card company

Offered first class service from zupo, would definitely recommend to anyone looking for a credit card. Reviewed on: 17th March 2021

Best card

This is the best credit card I've had. The app is so easy to navigate and customer care is excellent. Reviewed on: 17th March 2021

An effective and hassle free product

As soon as you make a payment your balance updates immediately unlike many other credit card products, making it truly flexible and me more likely to pay off my balance immediately to have the credit available. I really appreciate the breakdown of spending on the app to show where it’s all going e.g grocery, petrol etc too. Five stars from me. My favourite credit card Reviewed on: 17th March 2021

Fantastic Card

Easy to apply. Great app to manage spending. Updates immediately enabling you to keep track and pay. Highly recommended.. Reviewed on: 17th March 2021

New member

Excellent service and easy to use Web site Reviewed on: 17th March 2021

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