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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best card I ever had

A lot better off financially to have this card not like all other cards which charge a lot of interest Reviewed on: 17th March 2021

Zuper (super) Zopa!

So easy to keep track of your spending and payments on the mobile phone app. Up to date information held on the app. Great! Reviewed on: 17th March 2021

One of the best

I recommend this bank for all Because they have good customer service and good rate That s why I do recommend this provider for finance Thank you Reviewed on: 17th March 2021

Zopa is a breath of fresh air

Easy to apply and easy to use the Zopa card is great. . The mobile app is easy to navigate and handy reminders that your payment is due are welcome. Will be recommending Zopa to friends and family. Reviewed on: 17th March 2021

Great

Great experience accepted in minutes, payments are excellent pay as little or as much as you like Reviewed on: 17th March 2021

Easy app more in control of your credit

Found the app easy to use safety net a brilliant idea helped me so much to keep in control of my credit Reviewed on: 17th March 2021

Good customer service experience

Zopa app easy and straightforward. Payment is as simple and easy . Reviewed on: 17th March 2021

Zopa

Great service and excellent customer service can't fault them at all Reviewed on: 17th March 2021

Very easy to understand

Like how it notifies as soon as it is used Reviewed on: 17th March 2021

Excellent card

Easy to use.helps your credit and keeps you up to date with spending Reviewed on: 17th March 2021

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