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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 42,948 reviews, last reviewed 7th Mar 2026
259800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Thank you for the service and lend me money. Thank you for the service and lend me money. I’m very happy thank you very much. Reviewed on: 7th March 2026
Mohammed S's avatar
Mohammed S

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (42948)

Foreign currency

5
No charges for foreign currency transactions, amazing service :) Reviewed on: 15th February 2021
Mohammad's avatar
Mohammad

Great credit card

5
Always keeps me informed on my spending, highly recommend Reviewed on: 15th February 2021
julie bassett's avatar
julie bassett

Perfectly happy!

4
Great card and app. Easy to use and brilliant customer service. Reviewed on: 15th February 2021
Jules's avatar
Jules

Brilliant credit card provider

5
Kept up to date with your credit usage and helpful advice on managing your credit and how to improve your score. Modern and up to date app to use just fab Reviewed on: 15th February 2021
Unicornfairy's avatar
Unicornfairy

Zuper zopa!

5
Brilliant customer services, and fabulous new products. Have had great support during the pandemic too. Really recommend these guys. Reviewed on: 15th February 2021
Sophie's avatar
Sophie

Excellent

5
It’s been great from I since signing up with Zopa Reviewed on: 15th February 2021
brian354@sky.com's avatar
[email protected]

Top credit card zopla

5
I think zopla is brilliant no problem with them Reviewed on: 15th February 2021
Wendy's avatar
Wendy

Brilliant

5
Don’t change a thing, pleased with everything so far and an exceptional service Reviewed on: 15th February 2021
RICK THATCHER's avatar
RICK THATCHER

Easy to apply and use

5
Application for the card was simple and straightforward and app is easy to use Reviewed on: 15th February 2021
Peter's avatar
Peter

Great experience from an intuitive provider

5
Intuitive Easy to use Excellent service Reviewed on: 15th February 2021
ALI's avatar
ALI

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