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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Perfect

Perfect for what I need. Easy to understand and manage Reviewed on: 17th March 2021

Easy to use.

Great service, easy to use and very helpful that I get updates via to my phone every time I spend on my card. Reviewed on: 17th March 2021

Absolutely brilliant

The card and the app is absolutely brilliant customer service is great too I would recommend zopa to everyone Reviewed on: 17th March 2021

Zopa - Perfect!

After exploring the options for a credit card to re-build my credit rating, Zopa came out top and was so easy to apply. Once accepted the process was simple, and the online account management is very simple to use... perfect! Reviewed on: 17th March 2021

Very helpful

Good to know they can help you in your hour off need Reviewed on: 17th March 2021

Easy application process.

Simple to use app. Instant notifications on spending and payments. Reviewed on: 17th March 2021

Excellent service

Since taking out my card. I have no issues and all the processes simply and easy to use Reviewed on: 17th March 2021

Great company

Absolutely fantastic to deal with so helpful when needed and the app is so easy to use Reviewed on: 17th March 2021

Professional and efficient

Great app, payments register immediately rather than in days. Reviewed on: 17th March 2021

Top

They have been great from day one Reviewed on: 17th March 2021

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