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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Professional and efficient

Great app, payments register immediately rather than in days. Reviewed on: 17th March 2021

Top

They have been great from day one Reviewed on: 17th March 2021

Fantastic

Really good easy to apply straight forward company and treat you as a person not a number in the system Reviewed on: 17th March 2021

Excellent service throughout

Excellent service throughout, easy to use app and great customer support Reviewed on: 17th March 2021

Easy to navigate

Easy to access on the app which at times for some its hard to navigate but the zopa app is simple and easy to manage your spending Reviewed on: 17th March 2021

Fast reliable service, easy to access

Around Christmas time I needed some extra cash and this service was perfect to help me out at that time Reviewed on: 17th March 2021

Amazing

Quick and effective service. Up to date notifications to manage your spending and help to build your credit rating. Super helpful customer service team Reviewed on: 17th March 2021

Easy and Fast

Very easy to apply , very easy to use , when make a payment ( top up ) you can see the maney immediately in your account , the most of others credit cards takes 2,3,4 working days. Reviewed on: 17th March 2021

easy to use

easiest credit card iv ever had Reviewed on: 17th March 2021

Easy use

Good simple clear app to use, easy set up and activation Reviewed on: 17th March 2021

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