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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very helpful

Good to know they can help you in your hour off need Reviewed on: 17th March 2021

Easy application process.

Simple to use app. Instant notifications on spending and payments. Reviewed on: 17th March 2021

Excellent service

Since taking out my card. I have no issues and all the processes simply and easy to use Reviewed on: 17th March 2021

Great company

Absolutely fantastic to deal with so helpful when needed and the app is so easy to use Reviewed on: 17th March 2021

Professional and efficient

Great app, payments register immediately rather than in days. Reviewed on: 17th March 2021

Top

They have been great from day one Reviewed on: 17th March 2021

Fantastic

Really good easy to apply straight forward company and treat you as a person not a number in the system Reviewed on: 17th March 2021

Excellent service throughout

Excellent service throughout, easy to use app and great customer support Reviewed on: 17th March 2021

Easy to navigate

Easy to access on the app which at times for some its hard to navigate but the zopa app is simple and easy to manage your spending Reviewed on: 17th March 2021

Fast reliable service, easy to access

Around Christmas time I needed some extra cash and this service was perfect to help me out at that time Reviewed on: 17th March 2021

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