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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa is a great credit card to improve your credit rating

Excellent response when you use your card, I.e let's you know how much you have spent and keep you informed about your balance. Couldn't ask for much more Reviewed on: 17th March 2021

The best!

Fast payment, friendly customer service. Fast transaction overall. Top Chat advisers! Reviewed on: 17th March 2021

Great experience.

signing up was quick and I received my card in less than a week. Easy app, notifactions when you spend on the card...A++++++ Reviewed on: 17th March 2021

Best credit card ever

I have had no trouble with this credit card everything has gone through smoothly Reviewed on: 17th March 2021

Quick decision and good app

I got a quick decision was very simple without affecting my credit score and once I received my card the app is very easy to set up and easy to use and control your money. Five stars from me. Reviewed on: 17th March 2021

Zopa are no1

Zopa have been great to deal with Reviewed on: 17th March 2021

Good

Very good, excelent, satisfacut.foarte mulțumită de zopa.o recomand cu incredere Reviewed on: 17th March 2021

Best credit around

Very helpful and pleasant and it doesn’t take long Reviewed on: 17th March 2021

Zopa

Zopa has been a life saver and has been easy to use and great customer service Reviewed on: 17th March 2021

Easy going

Great little card with ease of using an app to keep track of spends etc Reviewed on: 17th March 2021

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