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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 42,948 reviews, last reviewed 7th Mar 2026
259800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Thank you for the service and lend me money. Thank you for the service and lend me money. I’m very happy thank you very much. Reviewed on: 7th March 2026
Mohammed S's avatar
Mohammed S

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (42948)

Zopa Credit card

5
Easy to apply card came quickly and the only time I've used their customer services they were fast and friendly and sorted the issue out I was having with minimal fuss couldn't ask for more Reviewed on: 15th February 2021
James 's avatar
James

Excellent

5
Excellent easy to use service efficiency user friendly Reviewed on: 15th February 2021
jaysonlubagalaxy@googlemail.com's avatar
[email protected]

Excellent

5
Quick efficient no false promises good rate Reviewed on: 15th February 2021
Shieldsy's avatar
Shieldsy

Excellent service

5
No nonsense straight talking easy to deal with Everything explained in an easy to understand Good set up app as well Reviewed on: 15th February 2021
zane21.59@btinternet.com's avatar
[email protected]

Great credit card

5
I'm so glad I have this card. It's amazing Reviewed on: 15th February 2021
Krassimira's avatar
Krassimira

Brilliant

5
Brilliant company excellent service and very easy to use the app Reviewed on: 15th February 2021
Mousey7's avatar
Mousey7

Flawless

5
From start to finish Zopa has been brilliant, the application to having the Account is so seamless. Top work guys Reviewed on: 15th February 2021
jaywalsh1985's avatar
jaywalsh1985

Simple

5
A really great simple informative process with some great features in the app Reviewed on: 15th February 2021
gregs8878@gmail.com's avatar
[email protected]

Easy to use

5
Just a great card, great service - genuinely makes me think normal traditional ways of banking are coming to an end. Reviewed on: 15th February 2021
waltham@hotmail.com's avatar
[email protected]

Fantastic service

5
I have found Zopa a great service, keeps me updated on on credit score and whether my borrowing power has changed. Really helps me keep on track, great credit building card. Reviewed on: 15th February 2021
shanmer10@gmail.com's avatar
[email protected]

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