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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42969 reviews)

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4.93

Based on 42,969 reviews, last reviewed 7th Mar 2026

261800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply and easy to use. Easy to apply and easy to use. A very positive experience. Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42969)

superb service

I couldn’t be happier with my card, they have been so straight forward with my account and help me get a card I can afford Reviewed on: 15th February 2021

Foreign currency

No charges for foreign currency transactions, amazing service :) Reviewed on: 15th February 2021

Great credit card

Always keeps me informed on my spending, highly recommend Reviewed on: 15th February 2021

Perfectly happy!

Great card and app. Easy to use and brilliant customer service. Reviewed on: 15th February 2021

Brilliant credit card provider

Kept up to date with your credit usage and helpful advice on managing your credit and how to improve your score. Modern and up to date app to use just fab Reviewed on: 15th February 2021

Zuper zopa!

Brilliant customer services, and fabulous new products. Have had great support during the pandemic too. Really recommend these guys. Reviewed on: 15th February 2021

Excellent

It’s been great from I since signing up with Zopa Reviewed on: 15th February 2021

Top credit card zopla

I think zopla is brilliant no problem with them Reviewed on: 15th February 2021

Brilliant

Don’t change a thing, pleased with everything so far and an exceptional service Reviewed on: 15th February 2021

Easy to apply and use

Application for the card was simple and straightforward and app is easy to use Reviewed on: 15th February 2021

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