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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing

Quick and effective service. Up to date notifications to manage your spending and help to build your credit rating. Super helpful customer service team Reviewed on: 17th March 2021

Easy and Fast

Very easy to apply , very easy to use , when make a payment ( top up ) you can see the maney immediately in your account , the most of others credit cards takes 2,3,4 working days. Reviewed on: 17th March 2021

easy to use

easiest credit card iv ever had Reviewed on: 17th March 2021

Easy use

Good simple clear app to use, easy set up and activation Reviewed on: 17th March 2021

Zopa is a great credit card to improve your credit rating

Excellent response when you use your card, I.e let's you know how much you have spent and keep you informed about your balance. Couldn't ask for much more Reviewed on: 17th March 2021

The best!

Fast payment, friendly customer service. Fast transaction overall. Top Chat advisers! Reviewed on: 17th March 2021

Great experience.

signing up was quick and I received my card in less than a week. Easy app, notifactions when you spend on the card...A++++++ Reviewed on: 17th March 2021

Best credit card ever

I have had no trouble with this credit card everything has gone through smoothly Reviewed on: 17th March 2021

Quick decision and good app

I got a quick decision was very simple without affecting my credit score and once I received my card the app is very easy to set up and easy to use and control your money. Five stars from me. Reviewed on: 17th March 2021

Zopa are no1

Zopa have been great to deal with Reviewed on: 17th March 2021

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