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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great experience.

signing up was quick and I received my card in less than a week. Easy app, notifactions when you spend on the card...A++++++ Reviewed on: 17th March 2021

Best credit card ever

I have had no trouble with this credit card everything has gone through smoothly Reviewed on: 17th March 2021

Quick decision and good app

I got a quick decision was very simple without affecting my credit score and once I received my card the app is very easy to set up and easy to use and control your money. Five stars from me. Reviewed on: 17th March 2021

Zopa are no1

Zopa have been great to deal with Reviewed on: 17th March 2021

Good

Very good, excelent, satisfacut.foarte mulțumită de zopa.o recomand cu incredere Reviewed on: 17th March 2021

Best credit around

Very helpful and pleasant and it doesn’t take long Reviewed on: 17th March 2021

Zopa

Zopa has been a life saver and has been easy to use and great customer service Reviewed on: 17th March 2021

Easy going

Great little card with ease of using an app to keep track of spends etc Reviewed on: 17th March 2021

Applied for card straight away yes

Applied for card straight away yes and it turned up very fast and the app is good to highly recommend you won’t be disappointed five star and more Reviewed on: 17th March 2021

Excellent

Easy and quickly. to be honest i'm new when it comes to saying about it. but it was a great service, flexible and pleasant Reviewed on: 17th March 2021

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