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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good

Very good, excelent, satisfacut.foarte mulțumită de zopa.o recomand cu incredere Reviewed on: 17th March 2021

Best credit around

Very helpful and pleasant and it doesn’t take long Reviewed on: 17th March 2021

Zopa

Zopa has been a life saver and has been easy to use and great customer service Reviewed on: 17th March 2021

Easy going

Great little card with ease of using an app to keep track of spends etc Reviewed on: 17th March 2021

Applied for card straight away yes

Applied for card straight away yes and it turned up very fast and the app is good to highly recommend you won’t be disappointed five star and more Reviewed on: 17th March 2021

Excellent

Easy and quickly. to be honest i'm new when it comes to saying about it. but it was a great service, flexible and pleasant Reviewed on: 17th March 2021

Fantastic service and a great app

Nothing but brilliant service! Always happy to help with any issues, a first class service Reviewed on: 17th March 2021

Quality

From 1st applying to making payments was very easy to use and understand . Customer service help with enquiries and don't fob you off . I do recommend to family and friends Reviewed on: 17th March 2021

Great card

I was looking for a credit card and after some reviews I went with ZOPA the application was very easy to do as I’m not internet smart from the application to the customer service was it was just great and I have already got my family applying again first class. Reviewed on: 17th March 2021

Top card

Great customer service easy on line use kept up to date with purchases and online access to any issues for help and assistance. Reviewed on: 17th March 2021

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