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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic service and a great app

Nothing but brilliant service! Always happy to help with any issues, a first class service Reviewed on: 17th March 2021

Quality

From 1st applying to making payments was very easy to use and understand . Customer service help with enquiries and don't fob you off . I do recommend to family and friends Reviewed on: 17th March 2021

Great card

I was looking for a credit card and after some reviews I went with ZOPA the application was very easy to do as I’m not internet smart from the application to the customer service was it was just great and I have already got my family applying again first class. Reviewed on: 17th March 2021

Top card

Great customer service easy on line use kept up to date with purchases and online access to any issues for help and assistance. Reviewed on: 17th March 2021

Outstanding

Really great little card and easy to use app. Can’t fault it at all Reviewed on: 17th March 2021

Exellent

Easy to manage, cheap solution which help on daily basis. Reviewed on: 17th March 2021

Meet the needs of customers

Was there at my life crossroads. Reviewed on: 17th March 2021

Best credit card

Excellent, so easy, straight forward, Reviewed on: 17th March 2021

Excellent

So easy to set up, use and keeps you updated on your balance amazing Reviewed on: 17th March 2021

Zoos is the best!

Easy and simple credit card. Great customer service! Reviewed on: 17th March 2021

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