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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent

So easy to set up, use and keeps you updated on your balance amazing Reviewed on: 17th March 2021

Zoos is the best!

Easy and simple credit card. Great customer service! Reviewed on: 17th March 2021

Credit building

Started on a low credit limit but eventually it will rise as will my credit rating. Easy to use app is so good too. Reviewed on: 17th March 2021

Very helpful

Can't fault this bank even though I haven't been with them long always easy to sort any problem out for me Reviewed on: 17th March 2021

Excellent innovative service

I like their customer service, the care they show for their customers. Reviewed on: 17th March 2021

Highly recommend

Was struggling to get accepted for a credit card anywhere and thanks to Zopa I’ve been accepted and my credit rating is climbing positively..!! Reviewed on: 17th March 2021

The application for zopa so easy to use and quick decision.

I personally would recommend zopa to friends and family applying for a visa credit card, the card looks so attractive and very easy to use. Thanks zopa Reviewed on: 17th March 2021

Excellent provider

Had no problems at all, good rates and really easy to follow and make payments Reviewed on: 17th March 2021

The best

Wery happy the best bank ever I’m so happy to be a customer of this bank Reviewed on: 17th March 2021

Excellent service easy to use

Easy to use and manage love the alerts to let you know what you have spent and revels the balance remaining, super easy to make payments and a few different options. Reviewed on: 17th March 2021

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