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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42952 reviews)

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4.93

Based on 42,952 reviews, last reviewed 7th Mar 2026

260200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

All services are good well inform with products All services are good well inform with products Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42952)

best credit card

The best credit card I have ever had. I strongly recommend it. Reviewed on: 15th February 2021

Great Credit Card

Zopa is a very good provider they are clear with the information they provide and it’s very easy to understand the conditions and terms of the agreement Reviewed on: 15th February 2021

ZOPA Awesome

Friendly and helpful and top class A++++++ Reviewed on: 15th February 2021

Great, easy approach and professional

Had no problems app was great and easy to use for tge time I was with zopa I have nothing bad about my experience would highly recommend Reviewed on: 15th February 2021

Really easy app

The zopa app is really easy to use. With some great features ie having a safety net, so you don't over spend. Reviewed on: 15th February 2021

Convenient service and good rate

Good rate provided and easy application Reviewed on: 15th February 2021

Excellent Service

No other Credit Card provider will respond to queries as quick. Simple. Reviewed on: 15th February 2021

Really happy and easy to use banking

From start to end the process is so early I would recommend to all to get a zopa Reviewed on: 15th February 2021

Great customer service

People that care and cannot do enough for you, Brilliant!! Reviewed on: 15th February 2021

Perfect fit

Everything you need in a card,and a bit more,fantastic idea to put a reserve back up for emergencies. Immediate notifications are a good bonus Reviewed on: 15th February 2021

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