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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Bank awards

Excellent to deal with from start to finish Reviewed on: 17th March 2021

Fantastic... Great customer service

Zopa was easy to apply very quick and the customer service has been brilliant so far! Reviewed on: 17th March 2021

zopa

they are very good very good app and customer services Reviewed on: 17th March 2021

What a good decision

Quick, easy and clear to understand. So pleased I applied for a card and recommended to family and friends Reviewed on: 17th March 2021

Amazing

As a new customer it's a good experience good customer service Reviewed on: 17th March 2021

top rank credit card

ths was easy simple steps to be able to apply for the credit card which was respoded very quickly also the app is very easy to use and freindly Reviewed on: 17th March 2021

Happy

Excellent did like quick to set up. Good job Reviewed on: 17th March 2021

Easy

Easy to apply good rates good website easy to pay online helpful customer service glad to help you Reviewed on: 17th March 2021

Best card for difficult users

Easy to use app makes this card a must have. Great. Reviewed on: 17th March 2021

The best

I've had no problems and it's so easy to use and understand Reviewed on: 17th March 2021

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