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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit building

Started on a low credit limit but eventually it will rise as will my credit rating. Easy to use app is so good too. Reviewed on: 17th March 2021

Very helpful

Can't fault this bank even though I haven't been with them long always easy to sort any problem out for me Reviewed on: 17th March 2021

Excellent innovative service

I like their customer service, the care they show for their customers. Reviewed on: 17th March 2021

Highly recommend

Was struggling to get accepted for a credit card anywhere and thanks to Zopa I’ve been accepted and my credit rating is climbing positively..!! Reviewed on: 17th March 2021

The application for zopa so easy to use and quick decision.

I personally would recommend zopa to friends and family applying for a visa credit card, the card looks so attractive and very easy to use. Thanks zopa Reviewed on: 17th March 2021

Excellent provider

Had no problems at all, good rates and really easy to follow and make payments Reviewed on: 17th March 2021

The best

Wery happy the best bank ever I’m so happy to be a customer of this bank Reviewed on: 17th March 2021

Excellent service easy to use

Easy to use and manage love the alerts to let you know what you have spent and revels the balance remaining, super easy to make payments and a few different options. Reviewed on: 17th March 2021

Bank awards

Excellent to deal with from start to finish Reviewed on: 17th March 2021

Fantastic... Great customer service

Zopa was easy to apply very quick and the customer service has been brilliant so far! Reviewed on: 17th March 2021

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