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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Outstanding

Really great little card and easy to use app. Can’t fault it at all Reviewed on: 17th March 2021

Exellent

Easy to manage, cheap solution which help on daily basis. Reviewed on: 17th March 2021

Meet the needs of customers

Was there at my life crossroads. Reviewed on: 17th March 2021

Best credit card

Excellent, so easy, straight forward, Reviewed on: 17th March 2021

Excellent

So easy to set up, use and keeps you updated on your balance amazing Reviewed on: 17th March 2021

Zoos is the best!

Easy and simple credit card. Great customer service! Reviewed on: 17th March 2021

Credit building

Started on a low credit limit but eventually it will rise as will my credit rating. Easy to use app is so good too. Reviewed on: 17th March 2021

Very helpful

Can't fault this bank even though I haven't been with them long always easy to sort any problem out for me Reviewed on: 17th March 2021

Excellent innovative service

I like their customer service, the care they show for their customers. Reviewed on: 17th March 2021

Highly recommend

Was struggling to get accepted for a credit card anywhere and thanks to Zopa I’ve been accepted and my credit rating is climbing positively..!! Reviewed on: 17th March 2021

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