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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The application for zopa so easy to use and quick decision.

I personally would recommend zopa to friends and family applying for a visa credit card, the card looks so attractive and very easy to use. Thanks zopa Reviewed on: 17th March 2021

Excellent provider

Had no problems at all, good rates and really easy to follow and make payments Reviewed on: 17th March 2021

The best

Wery happy the best bank ever I’m so happy to be a customer of this bank Reviewed on: 17th March 2021

Excellent service easy to use

Easy to use and manage love the alerts to let you know what you have spent and revels the balance remaining, super easy to make payments and a few different options. Reviewed on: 17th March 2021

Bank awards

Excellent to deal with from start to finish Reviewed on: 17th March 2021

Fantastic... Great customer service

Zopa was easy to apply very quick and the customer service has been brilliant so far! Reviewed on: 17th March 2021

zopa

they are very good very good app and customer services Reviewed on: 17th March 2021

What a good decision

Quick, easy and clear to understand. So pleased I applied for a card and recommended to family and friends Reviewed on: 17th March 2021

Amazing

As a new customer it's a good experience good customer service Reviewed on: 17th March 2021

top rank credit card

ths was easy simple steps to be able to apply for the credit card which was respoded very quickly also the app is very easy to use and freindly Reviewed on: 17th March 2021

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