Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44340)

Bang on

5
Great customer service, quick turnaround on applications, great credit builder Reviewed on: 17th March 2021
sam.slackhumphrey@gmail.com's avatar
[email protected]

Fantastic loans as sensible rates

5
Absolutely fantastic,quick simple process with sensible rebates,highly recommend Reviewed on: 17th March 2021
M B's avatar
M B

Just easy to manage

5
Easy to manage app, so I can track my spending and payments! Reviewed on: 17th March 2021
tn_westley@yahoo.co.uk's avatar
[email protected]

easy to use

5
I applied have a credit limit that suits my needs and helped me via the process Reviewed on: 17th March 2021
Barbara 's avatar
Barbara

There excellent can not do enough for u

5
Never had any problems with any thing every so easy to do Reviewed on: 17th March 2021
Keith Gilfoyle 's avatar
Keith Gilfoyle

Great card

5
The application process was quick and simple. The support since then has been amazing Reviewed on: 17th March 2021
Sian's avatar
Sian

Great card

5
Love the app! Never had any issues with this provider and the staff are friendly and helpful! Reviewed on: 17th March 2021
Scott Chambers's avatar
Scott Chambers

Excellent service

5
New product for me, needed, recommend them. Reviewed on: 17th March 2021
Miro's avatar
Miro

Best decision I have made

5
Amazing, user friendly, great customer service, easy to apply. Reviewed on: 17th March 2021
Ahmet Deste's avatar
Ahmet Deste

No balance TRF

4
No balance transfer offer option from other card. Reviewed on: 17th March 2021
Amer anwer's avatar
Amer anwer

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill