Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

zopa

they are very good very good app and customer services Reviewed on: 17th March 2021

What a good decision

Quick, easy and clear to understand. So pleased I applied for a card and recommended to family and friends Reviewed on: 17th March 2021

Amazing

As a new customer it's a good experience good customer service Reviewed on: 17th March 2021

top rank credit card

ths was easy simple steps to be able to apply for the credit card which was respoded very quickly also the app is very easy to use and freindly Reviewed on: 17th March 2021

Happy

Excellent did like quick to set up. Good job Reviewed on: 17th March 2021

Easy

Easy to apply good rates good website easy to pay online helpful customer service glad to help you Reviewed on: 17th March 2021

Best card for difficult users

Easy to use app makes this card a must have. Great. Reviewed on: 17th March 2021

The best

I've had no problems and it's so easy to use and understand Reviewed on: 17th March 2021

Bang on

Great customer service, quick turnaround on applications, great credit builder Reviewed on: 17th March 2021

Fantastic loans as sensible rates

Absolutely fantastic,quick simple process with sensible rebates,highly recommend Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Marbles Credit Card
from NewDay 4.31 from 542 reviews
Clubcard credit cards
from Tesco Bank 4.04 from 343 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub