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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Happy

Excellent did like quick to set up. Good job Reviewed on: 17th March 2021

Easy

Easy to apply good rates good website easy to pay online helpful customer service glad to help you Reviewed on: 17th March 2021

Best card for difficult users

Easy to use app makes this card a must have. Great. Reviewed on: 17th March 2021

The best

I've had no problems and it's so easy to use and understand Reviewed on: 17th March 2021

Bang on

Great customer service, quick turnaround on applications, great credit builder Reviewed on: 17th March 2021

Fantastic loans as sensible rates

Absolutely fantastic,quick simple process with sensible rebates,highly recommend Reviewed on: 17th March 2021

Just easy to manage

Easy to manage app, so I can track my spending and payments! Reviewed on: 17th March 2021

easy to use

I applied have a credit limit that suits my needs and helped me via the process Reviewed on: 17th March 2021

There excellent can not do enough for u

Never had any problems with any thing every so easy to do Reviewed on: 17th March 2021

Great card

The application process was quick and simple. The support since then has been amazing Reviewed on: 17th March 2021

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