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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great service

All I had is a really good experience Reviewed on: 17th March 2021

Recommended 100%

I very happy with this service I will recommend Reviewed on: 17th March 2021

Simple, easy, and affordable!

I'm voting for Zopa because I feel their app is simple and easy to use, and very affordable. I love the simplistic design of the card and would advise anybody looking for a credit card to give Zopa a go. Reviewed on: 17th March 2021

Useful and dependable Credit Card.

No fuss, No gimmicks, No hard sales-talk. Professional manner used by all your staff. Any questions were explained with enthusiasm and confidence, giving honest, planned solutions. A full call-back service was promised and honoured. Refreshing to get great service. Well done to all. Reviewed on: 17th March 2021

Modern banking done right.

Easy application process. Modern feature rich app with instant notifications and fast clearing time after payments. Wish my other provider would catch up Reviewed on: 17th March 2021

Fun and wasy

Nice app, makes using the card and making payments super easy Reviewed on: 17th March 2021

Perfect card for anyone

Is easy to use, payments go in and come out almost instantly, the safety net is a great ,allowing you to keep spare money for emergencies plus you don't over spend with it .Its a great card to help with credit rating and the customer care is top notch , thumbs up all round !!!! Reviewed on: 17th March 2021

Quick smart bank

Quick application..quick decision and kept up-to-date especially like when they confirm purchases Reviewed on: 17th March 2021

Low limit but great communication

Very low credit limit but on a great note pay on time it's in your account and communication is fantastic Reviewed on: 17th March 2021

Excellent

Helped in time of need excellent service Reviewed on: 17th March 2021

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