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Zopa: Credit card reviews

4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Just easy to manage

5
Easy to manage app, so I can track my spending and payments! Reviewed on: 17th March 2021

easy to use

5
I applied have a credit limit that suits my needs and helped me via the process Reviewed on: 17th March 2021

There excellent can not do enough for u

5
Never had any problems with any thing every so easy to do Reviewed on: 17th March 2021

Great card

5
The application process was quick and simple. The support since then has been amazing Reviewed on: 17th March 2021

Great card

5
Love the app! Never had any issues with this provider and the staff are friendly and helpful! Reviewed on: 17th March 2021

Excellent service

5
New product for me, needed, recommend them. Reviewed on: 17th March 2021

Best decision I have made

5
Amazing, user friendly, great customer service, easy to apply. Reviewed on: 17th March 2021

No balance TRF

4
No balance transfer offer option from other card. Reviewed on: 17th March 2021

Great service

5
All I had is a really good experience Reviewed on: 17th March 2021

Recommended 100%

5
I very happy with this service I will recommend Reviewed on: 17th March 2021

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