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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great card

Love the app! Never had any issues with this provider and the staff are friendly and helpful! Reviewed on: 17th March 2021

Excellent service

New product for me, needed, recommend them. Reviewed on: 17th March 2021

Best decision I have made

Amazing, user friendly, great customer service, easy to apply. Reviewed on: 17th March 2021

No balance TRF

No balance transfer offer option from other card. Reviewed on: 17th March 2021

Great service

All I had is a really good experience Reviewed on: 17th March 2021

Recommended 100%

I very happy with this service I will recommend Reviewed on: 17th March 2021

Simple, easy, and affordable!

I'm voting for Zopa because I feel their app is simple and easy to use, and very affordable. I love the simplistic design of the card and would advise anybody looking for a credit card to give Zopa a go. Reviewed on: 17th March 2021

Useful and dependable Credit Card.

No fuss, No gimmicks, No hard sales-talk. Professional manner used by all your staff. Any questions were explained with enthusiasm and confidence, giving honest, planned solutions. A full call-back service was promised and honoured. Refreshing to get great service. Well done to all. Reviewed on: 17th March 2021

Modern banking done right.

Easy application process. Modern feature rich app with instant notifications and fast clearing time after payments. Wish my other provider would catch up Reviewed on: 17th March 2021

Fun and wasy

Nice app, makes using the card and making payments super easy Reviewed on: 17th March 2021

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