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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42955 reviews)

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4.93

Based on 42,955 reviews, last reviewed 7th Mar 2026

260500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good pay app excellent service online Good pay app excellent service online Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42955)

Best credit card ever.

One of the best card ever. Quick approval, ease to use anywhere in the world, prompt to help me any time i need help from them. Thanks zopa. Reviewed on: 15th February 2021

Mr Joshua Stewart

The best of all credit card bank out there . Easy to use and very rewarding. Reviewed on: 15th February 2021

Great

Great provider easy to use and no problems when contacting them Reviewed on: 15th February 2021

Great service

Quick and easy to use and great customer interaction. Would highly recommend Reviewed on: 15th February 2021

Reliable

Reliable company. Quick delivery of my card Reviewed on: 15th February 2021

Great credit card

Quick and easy efficient service. Received my card within a few days. Online app easy to use. Would definitely recommend Reviewed on: 15th February 2021

Excellent service all round

Support, customer services. Credibility. Can't fault this new company. Reviewed on: 15th February 2021

Great Customer Service

I've been very happy with the responsiveness of the reps if I ever have issues. Reviewed on: 15th February 2021

5 star

Highly recommended, great service! App is very easy to use. Reviewed on: 15th February 2021

Simple, efficient, speedy

Instant updates when use cards simple app, highly recommended Reviewed on: 15th February 2021

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