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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy to setup, fantastic app

Very easy to open my account, and the app is much better than any other cards I’ve used Reviewed on: 17th March 2021

The art of user friendly

From application to acceptance my Zopa experience has been nothing short of superb. They are easy to deal with, have affordable limits and the app saves a lot of time. I would recommend a Zopa card to everyone. Reviewed on: 17th March 2021

Excellent Choice for Credit

Excellent service all round really good for my credit score Reviewed on: 17th March 2021

Great credit provider.

I am very satisfied with Zopa’s approach to providing credit. They manage your credit very efficiently and the app is very easy to use and understand. Highly rate Zopa has a credit provider. Reviewed on: 17th March 2021

Easy to use and keep track of spending

Love that it keeps me up to date with spending and payments Reviewed on: 17th March 2021

Brilliant

Excellent service always keeping me informed easy to follow Reviewed on: 17th March 2021

Easy to use

For me it's a god send, I'm partially deaf so can't really have conversations over the phone to sort things out, there app is really easy to use, and there is always someway of getting the service you need, 1st class thanks Reviewed on: 17th March 2021

Excellent

Excellent , never any issues , text as soon as money has been spent keeping me up to date Reviewed on: 17th March 2021

Best in the U.K.

When I first started my credit card I was a little worried but the ease of use and helpfulness of staff was unbeatable. Reviewed on: 17th March 2021

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.................................. Reviewed on: 17th March 2021

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