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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent Choice for Credit

Excellent service all round really good for my credit score Reviewed on: 17th March 2021

Great credit provider.

I am very satisfied with Zopa’s approach to providing credit. They manage your credit very efficiently and the app is very easy to use and understand. Highly rate Zopa has a credit provider. Reviewed on: 17th March 2021

Easy to use and keep track of spending

Love that it keeps me up to date with spending and payments Reviewed on: 17th March 2021

Brilliant

Excellent service always keeping me informed easy to follow Reviewed on: 17th March 2021

Easy to use

For me it's a god send, I'm partially deaf so can't really have conversations over the phone to sort things out, there app is really easy to use, and there is always someway of getting the service you need, 1st class thanks Reviewed on: 17th March 2021

Excellent

Excellent , never any issues , text as soon as money has been spent keeping me up to date Reviewed on: 17th March 2021

Best in the U.K.

When I first started my credit card I was a little worried but the ease of use and helpfulness of staff was unbeatable. Reviewed on: 17th March 2021

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.................................. Reviewed on: 17th March 2021

Impressive

I’m impressed with the service Zopa provide, no pressure no chasing for money, it’s a pleasure Reviewed on: 17th March 2021

Helpful

Good service send a text evertime you spend and let you know how much you have left Reviewed on: 17th March 2021

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