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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

It just works

I've had this card for several months now and it just works, no fuss no hassle just plain and simple up front fees, definitely worth getting. Reviewed on: 17th March 2021

Good and convenient.

It's a simple way to borrow and to increase your credit score. The interest rate is reasonable for this kind of credit card, and the app is very straightforward and easy to navigate. Reviewed on: 17th March 2021

Great

Great to have comes in very handy and no hidden charges Reviewed on: 17th March 2021

Amazing

Great customer service and great credit Reviewed on: 17th March 2021

Best card to have

The guys at Zopa give people like me the chance to rebuild credit without taking a bite out of you like the other card lenders. Thanks guys Reviewed on: 17th March 2021

Great company

Easy app great service no hidden changes Reviewed on: 17th March 2021

Great and easy to deal with

Fabulous and easy to use , fantastic Reviewed on: 17th March 2021

Good service

Easy application process with pretty instant decision, card arrived very quickly and payments appear instantly rather than 5-7 days later so is very hassle free. Reviewed on: 17th March 2021

Great easy credit

Been with Zopa for a while now and it’s by far the best credit card ive had quick easy repayments and great app Reviewed on: 17th March 2021

Super

I have a zopa card,and I'm very happy whit Reviewed on: 17th March 2021

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