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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use

For me it's a god send, I'm partially deaf so can't really have conversations over the phone to sort things out, there app is really easy to use, and there is always someway of getting the service you need, 1st class thanks Reviewed on: 17th March 2021

Excellent

Excellent , never any issues , text as soon as money has been spent keeping me up to date Reviewed on: 17th March 2021

Best in the U.K.

When I first started my credit card I was a little worried but the ease of use and helpfulness of staff was unbeatable. Reviewed on: 17th March 2021

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.................................. Reviewed on: 17th March 2021

Impressive

I’m impressed with the service Zopa provide, no pressure no chasing for money, it’s a pleasure Reviewed on: 17th March 2021

Helpful

Good service send a text evertime you spend and let you know how much you have left Reviewed on: 17th March 2021

Simply fantastic

Easy setup and quick decision. Cant fault it really. Comes in handy Reviewed on: 17th March 2021

Really good card

The app is really good semple to use alot better than most out there Reviewed on: 17th March 2021

Credit Card

Really good credit card. When you pay the bill it is almost instant to uodate on the app. Really gladcI took this card. Reviewed on: 17th March 2021

The best

The best bank is definitely zoopa Reviewed on: 17th March 2021

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