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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Fantastic Bank

I love that the app is so easy to use ans I can see everything I need to so easily. I also like how it shows you what your doing well and what needs work. Reviewed on: 17th March 2021

Good card

Good card Good app easy to apply very good around service Reviewed on: 17th March 2021

Great App

The app is great and allows you to control your spending and payments at your fingertips!! Reviewed on: 17th March 2021

Easy to setup

Nice credit product . Easy and quick Reviewed on: 17th March 2021

Credit application

The best and easiest credit application I’ve used and defo will be recommending to friends and family Reviewed on: 17th March 2021

Quick and Easy

Really happy with the service. Quick and easy to apply Reviewed on: 17th March 2021

Secure and safe

Very easy to use and secure, would definitely recommend to friends and family Reviewed on: 17th March 2021

Real time transaction information

Real time transaction information and available balance updates allows for effective account management. Reviewed on: 17th March 2021

Never a fault

Always had a great experience. A very easy to use and understand app Reviewed on: 17th March 2021

Excellent

Simply excellent product and service Reviewed on: 17th March 2021

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Zopa: Credit card reviews

36% increase in 5 star reviews

400% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (44340)

Fantastic Bank

Good card

Great App

Easy to setup

Credit application

Quick and Easy

Secure and safe

Real time transaction information

Never a fault

Excellent

Review Zopa: Credit card now

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