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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

There when I needed you most!!!

Zopa came along when I needed them most, it has been a very useful card to have and the feature of the safety net is wonderful meaning I never use more than I bargain for! Well done Zopa Reviewed on: 17th March 2021

Great Credit Company

So easy to sign up for this Credit Card. Easy to manage. Good way of boosting a poor credit score Reviewed on: 17th March 2021

Very helpful

Very helpful to have as a back up and brilliant for people with bad credit to get back on the straight and narrow Reviewed on: 17th March 2021

Great card

Does what you want simple Good on line app great service Reviewed on: 17th March 2021

It just works

I've had this card for several months now and it just works, no fuss no hassle just plain and simple up front fees, definitely worth getting. Reviewed on: 17th March 2021

Good and convenient.

It's a simple way to borrow and to increase your credit score. The interest rate is reasonable for this kind of credit card, and the app is very straightforward and easy to navigate. Reviewed on: 17th March 2021

Great

Great to have comes in very handy and no hidden charges Reviewed on: 17th March 2021

Amazing

Great customer service and great credit Reviewed on: 17th March 2021

Best card to have

The guys at Zopa give people like me the chance to rebuild credit without taking a bite out of you like the other card lenders. Thanks guys Reviewed on: 17th March 2021

Great company

Easy app great service no hidden changes Reviewed on: 17th March 2021

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