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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

Great to have comes in very handy and no hidden charges Reviewed on: 17th March 2021

Amazing

Great customer service and great credit Reviewed on: 17th March 2021

Best card to have

The guys at Zopa give people like me the chance to rebuild credit without taking a bite out of you like the other card lenders. Thanks guys Reviewed on: 17th March 2021

Great company

Easy app great service no hidden changes Reviewed on: 17th March 2021

Great and easy to deal with

Fabulous and easy to use , fantastic Reviewed on: 17th March 2021

Good service

Easy application process with pretty instant decision, card arrived very quickly and payments appear instantly rather than 5-7 days later so is very hassle free. Reviewed on: 17th March 2021

Great easy credit

Been with Zopa for a while now and it’s by far the best credit card ive had quick easy repayments and great app Reviewed on: 17th March 2021

Super

I have a zopa card,and I'm very happy whit Reviewed on: 17th March 2021

Fantastic Bank

I love that the app is so easy to use ans I can see everything I need to so easily. I also like how it shows you what your doing well and what needs work. Reviewed on: 17th March 2021

Good card

Good card Good app easy to apply very good around service Reviewed on: 17th March 2021

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