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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 42,964 reviews, last reviewed 7th Mar 2026
261300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Very easy to use even for older people Very easy to use even for older people Reviewed on: 7th March 2026
Beverley m's avatar
Beverley m

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (42964)

Modern credit card facility

5
Zopa is a very modern credit card service. I love the app which is easy to use, shows transactions and payments in real time, and connects well to tips for credit report improvements. Reviewed on: 15th February 2021
Joanna Dunbar-Webb's avatar
Joanna Dunbar-Webb

Great company

5
Great service. A very easy to use app Reviewed on: 15th February 2021
mina.ak@hotmail.co.uk's avatar
[email protected]

My first credit card experience

5
Zopa offered me a credit card via the ClearScore app and I decided to go with them to improve my credit. The app is very easy to use and so far I’ve had a very positive experience. Reviewed on: 15th February 2021
warrengwilliams@hotmail.co.uk's avatar
[email protected]

Simple and caring

5
Easy to monitor and keep track on..would recommend. Reviewed on: 15th February 2021
George's avatar
George

Amazing!

5
Never had any problems since taking out my credit card agreement with Zopa! Every time I’ve rang the customer service has been great! Well done Zopa! Reviewed on: 15th February 2021
am02's avatar
am02

Excellent service

5
Excellent service no hassle straightforward and simple Reviewed on: 15th February 2021
Marc hughes 's avatar
Marc hughes

Easy to use

5
Exactly what it says on the tin Reviewed on: 15th February 2021
chris.davis79@live.co.uk's avatar
[email protected]

Easy and straightforward

5
Never had any problems, their app works very well . Reviewed on: 15th February 2021
Marcelo Prado's avatar
Marcelo Prado

Great Card Great service!

5
Easy to setup, app is simple and has all the information I need. It keeps me on track and notifies me when I make payments and tells me my balance. Reviewed on: 15th February 2021
James Mottershead's avatar
James Mottershead

Handy credit card

5
Ideal credit card, you know when you have spent as you get an instant alert from the app! Easy to understand and easy to use Reviewed on: 15th February 2021
Lisa kmet's avatar
Lisa kmet

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