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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42982 reviews)

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4.93

Based on 42,982 reviews, last reviewed 7th Mar 2026

263000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I find that using the card easy to use and wgen i p... I find that using the card easy to use and wgen i phone up i find the people very friendlly to talk to Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42982)

Brilliant

Very easy to use and not rip off merchants no problems at all with them Reviewed on: 15th February 2021

Brilliant service

I have a bad credit score and there credit card is brilliant for when u need something in a emergency would definitely recommend them. Reviewed on: 15th February 2021

Great!

Easy application and fantastic app! Reviewed on: 15th February 2021

Very good, straightforward banking

Loved using Zopa. Its been a stress free process from the beginning and they have great customer service also. Reviewed on: 15th February 2021

good service

very good service no problems app good Reviewed on: 15th February 2021

James lewis

Ok they're very helpful and quite cheap to have Reviewed on: 15th February 2021

Ease

Excellent online service with spending safety net Reviewed on: 15th February 2021

Would recommend

Great online App and would recommend to friends and family. Reviewed on: 15th February 2021

Modern credit card facility

Zopa is a very modern credit card service. I love the app which is easy to use, shows transactions and payments in real time, and connects well to tips for credit report improvements. Reviewed on: 15th February 2021

Great company

Great service. A very easy to use app Reviewed on: 15th February 2021

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