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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Stoo,s review

Great company, friendly with good customer support and excellent communication. Reviewed on: 17th March 2021

Perfect help

Thanks so much for your service Reviewed on: 17th March 2021

Easy to use, reliable, safe

I’ve struggled to find somewhere that would except my due to my lack in credit history, so zopa has offered me a great opportunity to create that good credit score and it’s super easy to use with the app and contactless card, I also received my card within days of being accepted but I was able to use it online straight away which was amazing, it’s also safe because it allows you to set a secure safety net on how much you are allowing yourself to spend so if you choose to you always have loads of money left incase any unexpected bills creep up on you Reviewed on: 17th March 2021

Great company

Had a good experience with them have been very helpful with anything I have asked about. Reviewed on: 17th March 2021

Easy to use...

Easy to use/access account. Quick response/application easy to fill in Reviewed on: 17th March 2021

Awesome

Excellent service, friendly and helpful team Reviewed on: 17th March 2021

Amazing customer service

Amazing customer service I'll definitely recommend Reviewed on: 17th March 2021

Excellent card

Excellent card with great benefits personally love the app they have as it’s very intuitive and easy to use Reviewed on: 17th March 2021

Simple and transparent

After a few months with Zopa the service has been great and transparency on apr and any fees as well as things like borrowing power are things I appreciate Reviewed on: 17th March 2021

Great for building your credit

Always had a great experience when using the card , customer services are really good and helpful Reviewed on: 17th March 2021

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