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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great and easy to deal with

Fabulous and easy to use , fantastic Reviewed on: 17th March 2021

Good service

Easy application process with pretty instant decision, card arrived very quickly and payments appear instantly rather than 5-7 days later so is very hassle free. Reviewed on: 17th March 2021

Great easy credit

Been with Zopa for a while now and it’s by far the best credit card ive had quick easy repayments and great app Reviewed on: 17th March 2021

Super

I have a zopa card,and I'm very happy whit Reviewed on: 17th March 2021

Fantastic Bank

I love that the app is so easy to use ans I can see everything I need to so easily. I also like how it shows you what your doing well and what needs work. Reviewed on: 17th March 2021

Good card

Good card Good app easy to apply very good around service Reviewed on: 17th March 2021

Great App

The app is great and allows you to control your spending and payments at your fingertips!! Reviewed on: 17th March 2021

Easy to setup

Nice credit product . Easy and quick Reviewed on: 17th March 2021

Credit application

The best and easiest credit application I’ve used and defo will be recommending to friends and family Reviewed on: 17th March 2021

Quick and Easy

Really happy with the service. Quick and easy to apply Reviewed on: 17th March 2021

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