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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great App

The app is great and allows you to control your spending and payments at your fingertips!! Reviewed on: 17th March 2021

Easy to setup

Nice credit product . Easy and quick Reviewed on: 17th March 2021

Credit application

The best and easiest credit application I’ve used and defo will be recommending to friends and family Reviewed on: 17th March 2021

Quick and Easy

Really happy with the service. Quick and easy to apply Reviewed on: 17th March 2021

Secure and safe

Very easy to use and secure, would definitely recommend to friends and family Reviewed on: 17th March 2021

Real time transaction information

Real time transaction information and available balance updates allows for effective account management. Reviewed on: 17th March 2021

Never a fault

Always had a great experience. A very easy to use and understand app Reviewed on: 17th March 2021

Excellent

Simply excellent product and service Reviewed on: 17th March 2021

Stoo,s review

Great company, friendly with good customer support and excellent communication. Reviewed on: 17th March 2021

Perfect help

Thanks so much for your service Reviewed on: 17th March 2021

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