Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Secure and safe

Very easy to use and secure, would definitely recommend to friends and family Reviewed on: 17th March 2021

Real time transaction information

Real time transaction information and available balance updates allows for effective account management. Reviewed on: 17th March 2021

Never a fault

Always had a great experience. A very easy to use and understand app Reviewed on: 17th March 2021

Excellent

Simply excellent product and service Reviewed on: 17th March 2021

Stoo,s review

Great company, friendly with good customer support and excellent communication. Reviewed on: 17th March 2021

Perfect help

Thanks so much for your service Reviewed on: 17th March 2021

Easy to use, reliable, safe

I’ve struggled to find somewhere that would except my due to my lack in credit history, so zopa has offered me a great opportunity to create that good credit score and it’s super easy to use with the app and contactless card, I also received my card within days of being accepted but I was able to use it online straight away which was amazing, it’s also safe because it allows you to set a secure safety net on how much you are allowing yourself to spend so if you choose to you always have loads of money left incase any unexpected bills creep up on you Reviewed on: 17th March 2021

Great company

Had a good experience with them have been very helpful with anything I have asked about. Reviewed on: 17th March 2021

Easy to use...

Easy to use/access account. Quick response/application easy to fill in Reviewed on: 17th March 2021

Awesome

Excellent service, friendly and helpful team Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.08 from 8 reviews
Flexicard
from Halifax 3.70 from 7 reviews
Select Credit Card
from Nationwide 3.87 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub