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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company with credit tools

Shows you if your pre approved for loans what you have to do to improve your credit Reviewed on: 17th March 2021

Great service

Everything I want from a credit card service Reviewed on: 17th March 2021

Easy to manage and great customer services

So easy to manage absolutely fabulous security system and great customer service support Reviewed on: 17th March 2021

Perfect card and easy to use

Applying was easy and got a decision straight away, Setup of the app was easy and is easy to use best card I’ve used so far Reviewed on: 17th March 2021

Zopa are just so easy to use

No hassles, no problems just a great company to use Reviewed on: 17th March 2021

Great credit card!!

Online is easy to use and understand. Love the monthly review of my credit and whether I am able to get a higher limit Reviewed on: 17th March 2021

Easy to use, very straight forward.

Simple to understand, great app and not bad rates of credit. Reviewed on: 17th March 2021

Excellent!!

Great service, excellent app, couldn’t ask for more. Keep it up!! Reviewed on: 17th March 2021

GREAT BANK GREAT APP

I’ve found this bank to be customer focused and provide a great service Reviewed on: 17th March 2021

Great option

Zopa has been super easy to use the whole time I have been with them and their app makes keeping track of usage and payments super easy and simple Reviewed on: 17th March 2021

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