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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Financial problems in the past

Having had financial problems in the past, Zopa have been extremely helpful in getting things on a healthy standing Reviewed on: 27th April 2025

Thanks to Zopa

Zopa gave ne a card when my rating wasn't that great and he initial limit was good considering my situation. Thanks Reviewed on: 27th April 2025

Good start, but tell us a Little more

Good start, but tell us a Little more Reviewed on: 27th April 2025

Excellent company

Fantastic credit card fees and this company offer so much more. Their customer service is excellent and app is so easy to navigate Reviewed on: 27th April 2025

Been good but takes a long time to get credit...

Been good but takes a long time to get credit raise Reviewed on: 27th April 2025

Look after my interest if think something not right

Look after my interest if think something not right Reviewed on: 27th April 2025

A good credit card for an emergency,but I would say...

A good credit card for an emergency,but I would say I've not had a credit increase for a number of years Reviewed on: 27th April 2025

Whenever I’ve had to contact the support team they h...

Whenever I’ve had to contact the support team they have been excellent in sorting out my issues & treated me like a valued customer. Great Work Zopa !!!!. Reviewed on: 27th April 2025

Zopa are a friendly professional service and the man...

Zopa are a friendly professional service and the management is outstanding Reviewed on: 27th April 2025

Very good company best credit card

Very good company best credit card Reviewed on: 27th April 2025

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