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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good excellent service.

Good excellent service. Keeps you informed when payment is due Reviewed on: 23rd April 2025

Good to use the credit card

Good to use the credit card. In my personal experience 10 out of 10. Reviewed on: 23rd April 2025

They gave me a credit card with a decent credit limi...

They gave me a credit card with a decent credit limit when no one else would. Thanks to Zopa I have increased my credit score too. Reviewed on: 23rd April 2025

So easy too use,. App is amazing

So easy too use,.love everything about them. Reviewed on: 23rd April 2025

They are far and excellent customer service helpful...

They are far and excellent customer service helpful and polite people Reviewed on: 23rd April 2025

Well done

Easy to use and great company Excellent interests Reviewed on: 23rd April 2025

Excellent service with care.

My experience has been excellent from smooth reach to the customer service who are willing to find resolution with politeness to helping manage the credit with cushion feature. It’s all awesome. Reviewed on: 23rd April 2025

Easy setup and early notice for payments excellent

Easy setup and early notice for payments excellent Reviewed on: 23rd April 2025

I have been using zopa very good service

I have been using zopa very good service Reviewed on: 23rd April 2025

Zopa has been excellent at supporting me with re pos...

Zopa has been excellent at supporting me with re possible lending. The app and payment systems is fantastic and I really feel like I am in control. The insights the app provides and the service they deliver are the best I have experienced with credit cards. Not clinical and sterile, but supportive - with information about my credit score, how to improve it, product eligibility etc. overall, whilst I was initially apprehensive about a credit card with what was an unknown internet company for me - it was a great choice and I’d be happy recommending to my family and friends. Great work. Reviewed on: 23rd April 2025

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