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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Not bad compared to others

Pretty good app could have given larger credit limit Reviewed on: 15th February 2021

Very goog

Very nice. Simple and easy... No problem at all. And... VERY serios Reviewed on: 15th February 2021

Quick and Easy

Great way to allow me to build my credit rating. Straightforward and no hassle Reviewed on: 15th February 2021

Quic and easy

Quick credit card to arrive easy to use app Reviewed on: 15th February 2021

World Class

Quick to apply, fair when judged, unrivalled client experience Reviewed on: 15th February 2021

Good credit builder

When nobody else would zopa did, thanks, I'll never miss a payment Reviewed on: 15th February 2021

FM

Is the best company for a service of credit card Reviewed on: 15th February 2021

Superb

Easy from start to finish and extremely fair. Thankyou. Reviewed on: 15th February 2021

Great process, easily to understand

As a modern day bank experience this is truly excellent. What let's it down is the high percentage interest. Compared to others. Not the highest but not the lowest either. The amount of additional features offered is impressive, and very valuable. I look forward to using and seeing how my experience pans out over the longer term Reviewed on: 15th February 2021

Easy and safe

Great app and good service. Looking forward to my credit increase soon as the card starts with a low allowance Reviewed on: 15th February 2021

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