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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Love this card

It’s so simple and beautiful card. I love using it for my beauty treatments and also for online shopping. Reviewed on: 15th February 2021

Easy and friendly

Great credit provider. They also assist you with your credit score. They won't offer you too much, and will let you know if you're eligible for a slight increase. Great for people who want to improve their credit score and need a little financial help. Reviewed on: 15th February 2021

Fats and accessible service

5 star service. Would recommend everyone. Reviewed on: 15th February 2021

Brilliant system and staff

Excellent customer service, I spoke to them on the chat helped me straight away was brilliant Reviewed on: 15th February 2021

Easy to apply good for bad credit

Easy to use and apply all via the app Reviewed on: 15th February 2021

Great experience so far

Easy sign up, great application and easy repayment. Reviewed on: 15th February 2021

Transparent bank

Very fair and totally transparent. No hidden costs or surprises with Zopa Reviewed on: 15th February 2021

Great service

Great service and great advice and very easy app to keep track of card and spending Reviewed on: 15th February 2021

Excellent

Everything you want in a card and a good app, what more can I say? Reviewed on: 15th February 2021

Not bad compared to others

Pretty good app could have given larger credit limit Reviewed on: 15th February 2021

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