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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easy to apply good for bad credit

Easy to use and apply all via the app Reviewed on: 15th February 2021

Great experience so far

Easy sign up, great application and easy repayment. Reviewed on: 15th February 2021

Transparent bank

Very fair and totally transparent. No hidden costs or surprises with Zopa Reviewed on: 15th February 2021

Great service

Great service and great advice and very easy app to keep track of card and spending Reviewed on: 15th February 2021

Excellent

Everything you want in a card and a good app, what more can I say? Reviewed on: 15th February 2021

Not bad compared to others

Pretty good app could have given larger credit limit Reviewed on: 15th February 2021

Very goog

Very nice. Simple and easy... No problem at all. And... VERY serios Reviewed on: 15th February 2021

Quick and Easy

Great way to allow me to build my credit rating. Straightforward and no hassle Reviewed on: 15th February 2021

Quic and easy

Quick credit card to arrive easy to use app Reviewed on: 15th February 2021

World Class

Quick to apply, fair when judged, unrivalled client experience Reviewed on: 15th February 2021

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