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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

No fuss application

Start to finish easy to set up and use Reviewed on: 15th February 2021

Excellent

I’m very happy with Zopa credit cart Reviewed on: 15th February 2021

Easy to use. Simplicity

I really like the fact that with this card, as soon as I pay off any balance owed I can spend right away. Don't have to wait two days like with my other credit card. Reviewed on: 15th February 2021

Good service

Everything is easy to understand. Reviewed on: 15th February 2021

Fabulous

Quick and easy to apply for, fast decision, easy to set up a direct pay payment too Reviewed on: 15th February 2021

Amazing company

Really helped me out! So understanding about things! Reviewed on: 15th February 2021

Digital Banking

Everything is digital and all transaction logged into app. Reviewed on: 15th February 2021

Perfect

Easy application, great app easy to use Reviewed on: 15th February 2021

Great fast service

Great staff great service fast acting credit Reviewed on: 15th February 2021

Zopa card

Very good and friedly Bank. Always help me. Reviewed on: 15th February 2021

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