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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Great experience

I cant fault Zopa! Been very helpful throughout my time with them and i havent had any issues at all. Brilliant Reviewed on: 15th February 2021

Very good company

I like when you make payments to your account it goes straight onto your credit card the no having to wait a few days for it to reach your account Reviewed on: 15th February 2021

Super easy to use

Zopa has been so easy to use and really helpful, you can do everything from the app without having to log in on website would definitely recommend Reviewed on: 15th February 2021

Great product and service

Keep you informed through easy to use app Reviewed on: 15th February 2021

Fantastic service

For a new company I was a bit hesitant at first to apply but the service could not be more helpful, always willing to assist with any issues Reviewed on: 15th February 2021

Great easy to use app

Zopa offered me a credit card with a reasonable rate. I have found them to be very easy to deal with Reviewed on: 15th February 2021

Great service

Best credit company above all the mainstream advertised ones. Highly recommended Reviewed on: 15th February 2021

Good but the app needs some work on it

Finding problems getting my pin number via the app Reviewed on: 15th February 2021

Bad credit and they gave me a card to prove myself

Helped me out when nobody would. Thanks guys Reviewed on: 15th February 2021

Giving you a chance!

If you have low or bad credit history then this is a card for you! This card has a useful app that helps you with managing your credit allowance and how to increase your credit limit which is great when you want to boost your credit score. Highly recommended! Reviewed on: 15th February 2021

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