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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Good credit builder

When nobody else would zopa did, thanks, I'll never miss a payment Reviewed on: 15th February 2021

FM

Is the best company for a service of credit card Reviewed on: 15th February 2021

Superb

Easy from start to finish and extremely fair. Thankyou. Reviewed on: 15th February 2021

Great process, easily to understand

As a modern day bank experience this is truly excellent. What let's it down is the high percentage interest. Compared to others. Not the highest but not the lowest either. The amount of additional features offered is impressive, and very valuable. I look forward to using and seeing how my experience pans out over the longer term Reviewed on: 15th February 2021

Easy and safe

Great app and good service. Looking forward to my credit increase soon as the card starts with a low allowance Reviewed on: 15th February 2021

Zopa credit card

Been excellent from applying to being accepted excellent service and easy to use and pay would deffo reccomend Reviewed on: 15th February 2021

Zopa provides an excellent service to me as a user

Excellent service provided. Fantastic mobile app service. Able view and see transactions in an instant. Customer services are excellent. Will highly recommend Zopa. Reviewed on: 15th February 2021

Very good credit card

I’m very happy with this card I can use for pay daily expenses,easy to manage and good service I can recommend it every one . Reviewed on: 15th February 2021

No fuss application

Start to finish easy to set up and use Reviewed on: 15th February 2021

Excellent

I’m very happy with Zopa credit cart Reviewed on: 15th February 2021

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