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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very goog

Very nice. Simple and easy... No problem at all. And... VERY serios Reviewed on: 15th February 2021

Quick and Easy

Great way to allow me to build my credit rating. Straightforward and no hassle Reviewed on: 15th February 2021

Quic and easy

Quick credit card to arrive easy to use app Reviewed on: 15th February 2021

World Class

Quick to apply, fair when judged, unrivalled client experience Reviewed on: 15th February 2021

Good credit builder

When nobody else would zopa did, thanks, I'll never miss a payment Reviewed on: 15th February 2021

FM

Is the best company for a service of credit card Reviewed on: 15th February 2021

Superb

Easy from start to finish and extremely fair. Thankyou. Reviewed on: 15th February 2021

Great process, easily to understand

As a modern day bank experience this is truly excellent. What let's it down is the high percentage interest. Compared to others. Not the highest but not the lowest either. The amount of additional features offered is impressive, and very valuable. I look forward to using and seeing how my experience pans out over the longer term Reviewed on: 15th February 2021

Easy and safe

Great app and good service. Looking forward to my credit increase soon as the card starts with a low allowance Reviewed on: 15th February 2021

Zopa credit card

Been excellent from applying to being accepted excellent service and easy to use and pay would deffo reccomend Reviewed on: 15th February 2021

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