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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Zopa is amazing

Amazing credit card. Very useful for Beginners or experienced persons Reviewed on: 15th February 2021

Good and simple

Easy to use, useful features in the app Reviewed on: 15th February 2021

Great

Easy apply. All on line. Great website yeah happy Reviewed on: 15th February 2021

Brilliant, Simplicity, Clarity

I can't explain how satisfied I am working with Zopa. They are the best! Reviewed on: 15th February 2021

Great handy little card

Very nice bank to deal with, zopa app is excellent. I would definitely recommend them to anyone searching for a new card account. Reviewed on: 15th February 2021

Sensible quick service

Getting a loan and credit card from Zopa was straightforward, but just as importantly they asked the right question to make sure I got the products that were right for my needs and my budget Reviewed on: 15th February 2021

Reliable and safe

When life throws you a curve Zopa is there to support and help Thank you Zopa Reviewed on: 15th February 2021

Easy simple modern

Great app, simple to use and easy to understand. Using the credit card is am very safe I’ve found. Get a text with a code to make sure your doing the purchase. 10/10 for me so far. Reviewed on: 15th February 2021

Excellent non pushy service

Quick, simple, reliable, honest, just a few of the words to describe Zopa. Non pushy, clear terms, great to use Reviewed on: 15th February 2021

Easy and straightforward

Application was straight forward very quick response set up direct debit to pay balance off every month easy to keep a eye on your account on line information received from Zopa every time there is a transaction on the account so you know straight away I would recommend Zopa no hesitation many thanks Reviewed on: 15th February 2021

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