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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa provides an excellent service to me as a user

Excellent service provided. Fantastic mobile app service. Able view and see transactions in an instant. Customer services are excellent. Will highly recommend Zopa. Reviewed on: 15th February 2021

Very good credit card

I’m very happy with this card I can use for pay daily expenses,easy to manage and good service I can recommend it every one . Reviewed on: 15th February 2021

No fuss application

Start to finish easy to set up and use Reviewed on: 15th February 2021

Excellent

I’m very happy with Zopa credit cart Reviewed on: 15th February 2021

Easy to use. Simplicity

I really like the fact that with this card, as soon as I pay off any balance owed I can spend right away. Don't have to wait two days like with my other credit card. Reviewed on: 15th February 2021

Good service

Everything is easy to understand. Reviewed on: 15th February 2021

Fabulous

Quick and easy to apply for, fast decision, easy to set up a direct pay payment too Reviewed on: 15th February 2021

Amazing company

Really helped me out! So understanding about things! Reviewed on: 15th February 2021

Digital Banking

Everything is digital and all transaction logged into app. Reviewed on: 15th February 2021

Perfect

Easy application, great app easy to use Reviewed on: 15th February 2021

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