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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Good but the app needs some work on it

Finding problems getting my pin number via the app Reviewed on: 15th February 2021

Bad credit and they gave me a card to prove myself

Helped me out when nobody would. Thanks guys Reviewed on: 15th February 2021

Giving you a chance!

If you have low or bad credit history then this is a card for you! This card has a useful app that helps you with managing your credit allowance and how to increase your credit limit which is great when you want to boost your credit score. Highly recommended! Reviewed on: 15th February 2021

Zopa is amazing

Amazing credit card. Very useful for Beginners or experienced persons Reviewed on: 15th February 2021

Good and simple

Easy to use, useful features in the app Reviewed on: 15th February 2021

Great

Easy apply. All on line. Great website yeah happy Reviewed on: 15th February 2021

Brilliant, Simplicity, Clarity

I can't explain how satisfied I am working with Zopa. They are the best! Reviewed on: 15th February 2021

Great handy little card

Very nice bank to deal with, zopa app is excellent. I would definitely recommend them to anyone searching for a new card account. Reviewed on: 15th February 2021

Sensible quick service

Getting a loan and credit card from Zopa was straightforward, but just as importantly they asked the right question to make sure I got the products that were right for my needs and my budget Reviewed on: 15th February 2021

Reliable and safe

When life throws you a curve Zopa is there to support and help Thank you Zopa Reviewed on: 15th February 2021

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