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Zopa: Credit card reviews

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4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
40% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44332)

Best card available.

5
Quick and easy to apply and get card within a few days Reviewed on: 15th February 2021
Mark's avatar
Mark

Very good and very helpful

4
Everything is very good and would recommend too others Reviewed on: 15th February 2021
Gordon's avatar
Gordon

Fabulously Easy

5
Everything from application to managing use is straightforward and easy. Communication from Zopa makes managing my card really intuitive Reviewed on: 15th February 2021
Liam Franklin's avatar
Liam Franklin

Very easy to use.

5
A very simple application process. Easy to navigate app. A great plus, payments show on your balance INSTANTLY! Reviewed on: 15th February 2021
Christopher Elia 's avatar
Christopher Elia

A helping hand

5
I wanted to start building my credit rating. Zopa has been really good, the credit limit was not set to high at the start so as to not get myself in too much trouble. They have a great app so you can keep in the know of every penny spent. I’m very happy with Zopa! Reviewed on: 15th February 2021
Natalie's avatar
Natalie

Good service and easy to use

5
Very happy with Zopa! Amazing credit card, will recommend to anyone Reviewed on: 15th February 2021
Mike's avatar
Mike

Quick and easy

5
Really quick decision, easy to apply and use Reviewed on: 15th February 2021
KC's avatar
KC

Quick simple process

5
Quick and simple process,excellent customer service Reviewed on: 15th February 2021
bullfamilly@yahoo.co.uk's avatar
[email protected]

Quick and easy

5
Everything about the credit card is super easy. Quick application, quick payments, quick view of statements and balances the list is endless! Reviewed on: 15th February 2021
GPS 93's avatar
GPS 93

Reliability

5
Efficiently amazinggggg process and it's app is very easy to download. One of the most secured financial web! Reviewed on: 15th February 2021
Austin Erhamwonyi 's avatar
Austin Erhamwonyi

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