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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
40% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44332)

Fantastic service

5
Easy to use app, friendly customer service along with great customer notifications received from the app Reviewed on: 15th February 2021
Designergals2004@hotmail.co.uk 's avatar
[email protected]

Easy to use, great money tools and great customer service.

5
The app is very easy to use and has some handy extra tools for money management. Very happy with the experience. Thumbs up from me. Reviewed on: 15th February 2021
Mat's avatar
Mat

The best

5
Good service and easy to apply. Reviewed on: 15th February 2021
Gelu's avatar
Gelu

Fantastic service

5
Great service, easy to you app and always keeps me up to date Reviewed on: 15th February 2021
Daisy's avatar
Daisy

a excellent card with the help and service

5
i have worked hard to build my credit having lost my job through no fault of mine i always stayed on top contacted my creditors and worked with them i never just left the debt but as we know it still damages your credit file but after working hard to start the way back zopa was there to help me with a small manageable limit to help build my credit and also a very easy to use and understand app with all the help and support to help me and my credit file back they understand that not everyone is the same with poor or bad credit they understand that there is a story and sometimes its not your boings or action but they take in to account your action's after and how you deal with it so thank you zopa Reviewed on: 15th February 2021
glenn kennedy's avatar
glenn kennedy

Zopa gives you second chance to credit

5
Zopa is quick and easy to apply. Decisions made quickly and effectively, most people are given second chance to credit and control of finance. Reviewed on: 15th February 2021
Buckingham Mundy-Castle's avatar
Buckingham Mundy-Castle

Great card

5
So easy to sign up and control, all done from a great app. Payment is simple and managing your spend is very clear. Best card I have at this time. Reviewed on: 15th February 2021
ianvgough@me.com's avatar
[email protected]

DESPERATE

5
zopa was my last and only chance came just n time Reviewed on: 15th February 2021
owen morse's avatar
owen morse

Very good card

5
Very vood card to have easyJet to use and easy app to use and always can keep on eye at my balance Reviewed on: 15th February 2021
Iulicamondialumaraton@gmail.com 's avatar
[email protected]

Not had any problems with zopa

5
The credit card is easy to use had no problems in using it just wish my credit limit was more Reviewed on: 15th February 2021
Barbara 's avatar
Barbara

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