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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Bad credit and they gave me a card to prove myself

Helped me out when nobody would. Thanks guys Reviewed on: 15th February 2021

Giving you a chance!

If you have low or bad credit history then this is a card for you! This card has a useful app that helps you with managing your credit allowance and how to increase your credit limit which is great when you want to boost your credit score. Highly recommended! Reviewed on: 15th February 2021

Zopa is amazing

Amazing credit card. Very useful for Beginners or experienced persons Reviewed on: 15th February 2021

Good and simple

Easy to use, useful features in the app Reviewed on: 15th February 2021

Great

Easy apply. All on line. Great website yeah happy Reviewed on: 15th February 2021

Brilliant, Simplicity, Clarity

I can't explain how satisfied I am working with Zopa. They are the best! Reviewed on: 15th February 2021

Great handy little card

Very nice bank to deal with, zopa app is excellent. I would definitely recommend them to anyone searching for a new card account. Reviewed on: 15th February 2021

Sensible quick service

Getting a loan and credit card from Zopa was straightforward, but just as importantly they asked the right question to make sure I got the products that were right for my needs and my budget Reviewed on: 15th February 2021

Reliable and safe

When life throws you a curve Zopa is there to support and help Thank you Zopa Reviewed on: 15th February 2021

Easy simple modern

Great app, simple to use and easy to understand. Using the credit card is am very safe I’ve found. Get a text with a code to make sure your doing the purchase. 10/10 for me so far. Reviewed on: 15th February 2021

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