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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent non pushy service

Quick, simple, reliable, honest, just a few of the words to describe Zopa. Non pushy, clear terms, great to use Reviewed on: 15th February 2021

Easy and straightforward

Application was straight forward very quick response set up direct debit to pay balance off every month easy to keep a eye on your account on line information received from Zopa every time there is a transaction on the account so you know straight away I would recommend Zopa no hesitation many thanks Reviewed on: 15th February 2021

Best card available.

Quick and easy to apply and get card within a few days Reviewed on: 15th February 2021

Very good and very helpful

Everything is very good and would recommend too others Reviewed on: 15th February 2021

Fabulously Easy

Everything from application to managing use is straightforward and easy. Communication from Zopa makes managing my card really intuitive Reviewed on: 15th February 2021

Very easy to use.

A very simple application process. Easy to navigate app. A great plus, payments show on your balance INSTANTLY! Reviewed on: 15th February 2021

A helping hand

I wanted to start building my credit rating. Zopa has been really good, the credit limit was not set to high at the start so as to not get myself in too much trouble. They have a great app so you can keep in the know of every penny spent. I’m very happy with Zopa! Reviewed on: 15th February 2021

Good service and easy to use

Very happy with Zopa! Amazing credit card, will recommend to anyone Reviewed on: 15th February 2021

Quick and easy

Really quick decision, easy to apply and use Reviewed on: 15th February 2021

Quick simple process

Quick and simple process,excellent customer service Reviewed on: 15th February 2021

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