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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Definitely recommend

Application was easy to complete and everything arrived very quickly. The app is simple to use which makes checking how much I have spent and paying the balance off easy. Reviewed on: 15th February 2021

I would recommend this card to anyone.

Nice card once I got it it would be hard to let go. Reviewed on: 15th February 2021

Easy Process to Apply

Fair Rates and fantastic easy to use app Reviewed on: 15th February 2021

Make Your Own Bingo!

Amazing company with a very helpful staff Reviewed on: 15th February 2021

GOOD

GOOD can give 5 stars highly recommendation for everyone! Reviewed on: 15th February 2021

Amazing

Amazing credit card very helpful Reviewed on: 15th February 2021

Excellent!

The application system is so simple, the result is very speedy and the App makes the administration of my account simple and straightforward! Reviewed on: 15th February 2021

Smart credit!

Zopa have been a pleasure to deal with. Love the safety net encouraging responsible credit and the app is great at keeping you on track. Great experience of their service so far! Reviewed on: 15th February 2021

Fantastic

I have only been with Zopa for about 4-5 months fb never had any issues. The app is easy to use and I can Check balances and make payments there too. Reviewed on: 15th February 2021

Easy its ZOPAficient

Amazing ease of getting a credit card with a limit that suits my needs. The app is great and I can see my transactions in one place. Such a simple process and up and running in days. Perfect Reviewed on: 15th February 2021

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