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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

DESPERATE

zopa was my last and only chance came just n time Reviewed on: 15th February 2021

Very good card

Very vood card to have easyJet to use and easy app to use and always can keep on eye at my balance Reviewed on: 15th February 2021

Not had any problems with zopa

The credit card is easy to use had no problems in using it just wish my credit limit was more Reviewed on: 15th February 2021

Definitely recommend

Application was easy to complete and everything arrived very quickly. The app is simple to use which makes checking how much I have spent and paying the balance off easy. Reviewed on: 15th February 2021

I would recommend this card to anyone.

Nice card once I got it it would be hard to let go. Reviewed on: 15th February 2021

Easy Process to Apply

Fair Rates and fantastic easy to use app Reviewed on: 15th February 2021

Make Your Own Bingo!

Amazing company with a very helpful staff Reviewed on: 15th February 2021

GOOD

GOOD can give 5 stars highly recommendation for everyone! Reviewed on: 15th February 2021

Amazing

Amazing credit card very helpful Reviewed on: 15th February 2021

Excellent!

The application system is so simple, the result is very speedy and the App makes the administration of my account simple and straightforward! Reviewed on: 15th February 2021

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