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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
40% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44332)

Zopa

5
Very good credit card to have helps you to build up your credit rating Reviewed on: 15th February 2021
crb.hair@hotmail.com's avatar
[email protected]

Excellent

5
Quality products, excellent banking and customer service! Reviewed on: 15th February 2021
Emmanuel Chija's avatar
Emmanuel Chija

Easy to use and updates straight away

5
It's a brilliant app. Easy to find out my balance and updates straight away when I use my card or make a payment. Reviewed on: 15th February 2021
Jonathan's avatar
Jonathan

Very good credit card

5
It is very good they email you updates all about your account Reviewed on: 15th February 2021
Kingroy12's avatar
Kingroy12

Easy fair

5
Like the emergency fund part where u can divide part of balance for emergencies Reviewed on: 15th February 2021
jackie_ives@sky.com's avatar
[email protected]

Excellent service

5
Fantastic service easy application and app that even someone not overally confident with online services can navigate round. A team that will assist with ease if required. Highly recommended. Reviewed on: 15th February 2021
E. Williams's avatar
E. Williams

Clear banking,

5
This credit card provides clear banking options and nothing is hidden. Reviewed on: 15th February 2021
richard shelton's avatar
richard shelton

Definitely recommend

5
Excellent company. Great communication. Would definitely recommend Reviewed on: 15th February 2021
Kr's avatar
Kr

Great and easy to use and stay in control off your money

5
Thank it’s one of the best banking experience I’ve had Reviewed on: 15th February 2021
Robin service's avatar
Robin service

Excellent

5
Very easy app to use and make payments Reviewed on: 15th February 2021
caroline heaney 's avatar
caroline heaney

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