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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Smart credit!

Zopa have been a pleasure to deal with. Love the safety net encouraging responsible credit and the app is great at keeping you on track. Great experience of their service so far! Reviewed on: 15th February 2021

Fantastic

I have only been with Zopa for about 4-5 months fb never had any issues. The app is easy to use and I can Check balances and make payments there too. Reviewed on: 15th February 2021

Easy its ZOPAficient

Amazing ease of getting a credit card with a limit that suits my needs. The app is great and I can see my transactions in one place. Such a simple process and up and running in days. Perfect Reviewed on: 15th February 2021

Great card

Zopa is a great card to have easy to use give upto date on all you need to up to date with a credit card Reviewed on: 15th February 2021

Fab card

Wish I had got this card ages ago , fast transaction, text , customer service money advise and has helped me improve my credit score as well what’s not to love !! Reviewed on: 15th February 2021

Treating people like humans

A great service, a fresh breath in these dull days Reviewed on: 15th February 2021

Top card and easy to remember card name

Easy to use very good information on app if needed to look at your account very good information if you need to contact them not like other cards would recommend it to anyone looking for a card Reviewed on: 15th February 2021

I have found Zopa fab!!!

I really like the app. It’s super easy to use and allows to me see my balance and make payments. Very impressed Reviewed on: 15th February 2021

SIMPLE

SIMPLE APPLICATION AND PROCESS. EASY APP CONTROL Reviewed on: 15th February 2021

Excellent

Very easy to deal with and friendly staff Reviewed on: 15th February 2021

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