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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

48% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Easy to apply app easy to use

App easy to set up and use and control your balance alerts for every thing from statement, to payment and receipt great to build credit rating. Reviewed on: 15th February 2021

Good company that helps people.

I like being part of a good business Reviewed on: 15th February 2021

It's good to recommend someone.

Service its good, that's all I can say Reviewed on: 15th February 2021

Zopa

Very good credit card to have helps you to build up your credit rating Reviewed on: 15th February 2021

Excellent

Quality products, excellent banking and customer service! Reviewed on: 15th February 2021

Easy to use and updates straight away

It's a brilliant app. Easy to find out my balance and updates straight away when I use my card or make a payment. Reviewed on: 15th February 2021

Very good credit card

It is very good they email you updates all about your account Reviewed on: 15th February 2021

Easy fair

Like the emergency fund part where u can divide part of balance for emergencies Reviewed on: 15th February 2021

Excellent service

Fantastic service easy application and app that even someone not overally confident with online services can navigate round. A team that will assist with ease if required. Highly recommended. Reviewed on: 15th February 2021

Clear banking,

This credit card provides clear banking options and nothing is hidden. Reviewed on: 15th February 2021

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