Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,349 reviews, last reviewed 21st Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026
Shenol's avatar
Shenol

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44349)

Top card and easy to remember card name

5
Easy to use very good information on app if needed to look at your account very good information if you need to contact them not like other cards would recommend it to anyone looking for a card Reviewed on: 15th February 2021

I have found Zopa fab!!!

5
I really like the app. It’s super easy to use and allows to me see my balance and make payments. Very impressed Reviewed on: 15th February 2021

SIMPLE

5
SIMPLE APPLICATION AND PROCESS. EASY APP CONTROL Reviewed on: 15th February 2021

Excellent

5
Very easy to deal with and friendly staff Reviewed on: 15th February 2021

Easy to apply app easy to use

5
App easy to set up and use and control your balance alerts for every thing from statement, to payment and receipt great to build credit rating. Reviewed on: 15th February 2021

Good company that helps people.

5
I like being part of a good business Reviewed on: 15th February 2021

It's good to recommend someone.

4
Service its good, that's all I can say Reviewed on: 15th February 2021

Zopa

5
Very good credit card to have helps you to build up your credit rating Reviewed on: 15th February 2021

Excellent

5
Quality products, excellent banking and customer service! Reviewed on: 15th February 2021

Easy to use and updates straight away

5
It's a brilliant app. Easy to find out my balance and updates straight away when I use my card or make a payment. Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products