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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic

I have only been with Zopa for about 4-5 months fb never had any issues. The app is easy to use and I can Check balances and make payments there too. Reviewed on: 15th February 2021

Easy its ZOPAficient

Amazing ease of getting a credit card with a limit that suits my needs. The app is great and I can see my transactions in one place. Such a simple process and up and running in days. Perfect Reviewed on: 15th February 2021

Great card

Zopa is a great card to have easy to use give upto date on all you need to up to date with a credit card Reviewed on: 15th February 2021

Fab card

Wish I had got this card ages ago , fast transaction, text , customer service money advise and has helped me improve my credit score as well what’s not to love !! Reviewed on: 15th February 2021

Treating people like humans

A great service, a fresh breath in these dull days Reviewed on: 15th February 2021

Top card and easy to remember card name

Easy to use very good information on app if needed to look at your account very good information if you need to contact them not like other cards would recommend it to anyone looking for a card Reviewed on: 15th February 2021

I have found Zopa fab!!!

I really like the app. It’s super easy to use and allows to me see my balance and make payments. Very impressed Reviewed on: 15th February 2021

SIMPLE

SIMPLE APPLICATION AND PROCESS. EASY APP CONTROL Reviewed on: 15th February 2021

Excellent

Very easy to deal with and friendly staff Reviewed on: 15th February 2021

Easy to apply app easy to use

App easy to set up and use and control your balance alerts for every thing from statement, to payment and receipt great to build credit rating. Reviewed on: 15th February 2021

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