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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good company that helps people.

I like being part of a good business Reviewed on: 15th February 2021

It's good to recommend someone.

Service its good, that's all I can say Reviewed on: 15th February 2021

Zopa

Very good credit card to have helps you to build up your credit rating Reviewed on: 15th February 2021

Excellent

Quality products, excellent banking and customer service! Reviewed on: 15th February 2021

Easy to use and updates straight away

It's a brilliant app. Easy to find out my balance and updates straight away when I use my card or make a payment. Reviewed on: 15th February 2021

Very good credit card

It is very good they email you updates all about your account Reviewed on: 15th February 2021

Easy fair

Like the emergency fund part where u can divide part of balance for emergencies Reviewed on: 15th February 2021

Excellent service

Fantastic service easy application and app that even someone not overally confident with online services can navigate round. A team that will assist with ease if required. Highly recommended. Reviewed on: 15th February 2021

Clear banking,

This credit card provides clear banking options and nothing is hidden. Reviewed on: 15th February 2021

Definitely recommend

Excellent company. Great communication. Would definitely recommend Reviewed on: 15th February 2021

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