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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44332)

Zopa provides unrivalled services.

5
All engagements are explained in a plain and clear english. They understand customer's needs . Reviewed on: 15th February 2021
Albert Lawal 's avatar
Albert Lawal

They are very keen too help you in everything you ask them

5
All you have too call them and they are so keen to assist you in evey way they can do so and helping you find a solution Reviewed on: 15th February 2021
Michael eley 's avatar
Michael eley

Great banking App

5
I find the Zopa style of banking very user friendly and it’s the future of banking Reviewed on: 15th February 2021
conradsalusbury@gmail.com's avatar
[email protected]

Perfect

5
I used this card to help build my credit rating as I had struggles in the past! It has been perfect to help me control my spending and very easy to use. Reviewed on: 15th February 2021
Benallis101's avatar
Benallis101

Best App.

5
Easily applied for, best app I’ve ever used, good credit amount to help get started, easy to make extra payments. Highly recommended. Reviewed on: 15th February 2021
pamrobey5@icloud.com's avatar
[email protected]

Brilliant

4
Easy to use app, quality customer service. Great choice credit card to help improve my credit score. Reviewed on: 15th February 2021
Keyhan's avatar
Keyhan

Great card

5
My experience with this credit card is very good everybody should have one in my wallet Reviewed on: 15th February 2021
Andrew's avatar
Andrew

The credit card others should learn from

5
Easy set up, rapid card despatch, I can see where I am and view statements easily within the app. Not a problem to change payment amount each month or debit card. Love love love! Reviewed on: 15th February 2021
mrssb1002@gmail.com's avatar
[email protected]

Great card

5
Ordered card and was with me in days activated and away you go Reviewed on: 15th February 2021
Graham's avatar
Graham

Outstanding service.!!

5
Cannot fault the service zopa provide, nothing is ever too much for them to sort out and assist in any way. Reviewed on: 15th February 2021
Dave Giles 's avatar
Dave Giles

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