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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Excellent card

I love my card , and how easy it is to payback .I dont often have time to talk to people this works perfectly Reviewed on: 15th February 2021

Brilliant

Great company to have a credit card with, no issues when applying, app is easy to use, would recommend this Zopa card. Reviewed on: 15th February 2021

No regrets

Having Zopa card made life easier especially during this pandemic Reviewed on: 15th February 2021

No fuss credit

Very helpful if you have less than great credit Reviewed on: 15th February 2021

Excellent

No problems and good service all round Reviewed on: 15th February 2021

Fantastic

Would highly recommend I have 6 credit cards and this is by far the best. Reviewed on: 15th February 2021

Great platform.

Very straightforward, useful platform. Allows to monitor, view outgoings on a regular basis. Reviewed on: 15th February 2021

Zopa provides unrivalled services.

All engagements are explained in a plain and clear english. They understand customer's needs . Reviewed on: 15th February 2021

They are very keen too help you in everything you ask them

All you have too call them and they are so keen to assist you in evey way they can do so and helping you find a solution Reviewed on: 15th February 2021

Great banking App

I find the Zopa style of banking very user friendly and it’s the future of banking Reviewed on: 15th February 2021

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