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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent

No problems and good service all round Reviewed on: 15th February 2021

Fantastic

Would highly recommend I have 6 credit cards and this is by far the best. Reviewed on: 15th February 2021

Great platform.

Very straightforward, useful platform. Allows to monitor, view outgoings on a regular basis. Reviewed on: 15th February 2021

Zopa provides unrivalled services.

All engagements are explained in a plain and clear english. They understand customer's needs . Reviewed on: 15th February 2021

They are very keen too help you in everything you ask them

All you have too call them and they are so keen to assist you in evey way they can do so and helping you find a solution Reviewed on: 15th February 2021

Great banking App

I find the Zopa style of banking very user friendly and it’s the future of banking Reviewed on: 15th February 2021

Perfect

I used this card to help build my credit rating as I had struggles in the past! It has been perfect to help me control my spending and very easy to use. Reviewed on: 15th February 2021

Best App.

Easily applied for, best app I’ve ever used, good credit amount to help get started, easy to make extra payments. Highly recommended. Reviewed on: 15th February 2021

Brilliant

Easy to use app, quality customer service. Great choice credit card to help improve my credit score. Reviewed on: 15th February 2021

Great card

My experience with this credit card is very good everybody should have one in my wallet Reviewed on: 15th February 2021

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