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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic

Would highly recommend I have 6 credit cards and this is by far the best. Reviewed on: 15th February 2021

Great platform.

Very straightforward, useful platform. Allows to monitor, view outgoings on a regular basis. Reviewed on: 15th February 2021

Zopa provides unrivalled services.

All engagements are explained in a plain and clear english. They understand customer's needs . Reviewed on: 15th February 2021

They are very keen too help you in everything you ask them

All you have too call them and they are so keen to assist you in evey way they can do so and helping you find a solution Reviewed on: 15th February 2021

Great banking App

I find the Zopa style of banking very user friendly and it’s the future of banking Reviewed on: 15th February 2021

Perfect

I used this card to help build my credit rating as I had struggles in the past! It has been perfect to help me control my spending and very easy to use. Reviewed on: 15th February 2021

Best App.

Easily applied for, best app I’ve ever used, good credit amount to help get started, easy to make extra payments. Highly recommended. Reviewed on: 15th February 2021

Brilliant

Easy to use app, quality customer service. Great choice credit card to help improve my credit score. Reviewed on: 15th February 2021

Great card

My experience with this credit card is very good everybody should have one in my wallet Reviewed on: 15th February 2021

The credit card others should learn from

Easy set up, rapid card despatch, I can see where I am and view statements easily within the app. Not a problem to change payment amount each month or debit card. Love love love! Reviewed on: 15th February 2021

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