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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,349 reviews, last reviewed 21st Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026
Shenol's avatar
Shenol

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44349)

Perfect

5
I used this card to help build my credit rating as I had struggles in the past! It has been perfect to help me control my spending and very easy to use. Reviewed on: 15th February 2021
Benallis101's avatar
Benallis101

Best App.

5
Easily applied for, best app I’ve ever used, good credit amount to help get started, easy to make extra payments. Highly recommended. Reviewed on: 15th February 2021
pamrobey5@icloud.com's avatar
[email protected]

Brilliant

4
Easy to use app, quality customer service. Great choice credit card to help improve my credit score. Reviewed on: 15th February 2021
Keyhan's avatar
Keyhan

Great card

5
My experience with this credit card is very good everybody should have one in my wallet Reviewed on: 15th February 2021
Andrew's avatar
Andrew

The credit card others should learn from

5
Easy set up, rapid card despatch, I can see where I am and view statements easily within the app. Not a problem to change payment amount each month or debit card. Love love love! Reviewed on: 15th February 2021
mrssb1002@gmail.com's avatar
[email protected]

Great card

5
Ordered card and was with me in days activated and away you go Reviewed on: 15th February 2021
Graham's avatar
Graham

Outstanding service.!!

5
Cannot fault the service zopa provide, nothing is ever too much for them to sort out and assist in any way. Reviewed on: 15th February 2021
Dave Giles 's avatar
Dave Giles

Great card

5
Great card easy to use . I would tell my friends and family about it. Reviewed on: 15th February 2021
Maxine's avatar
Maxine

Excellent card

5
Easy to use app. Payments show instantly. Great customer service! Reviewed on: 15th February 2021
kellyfellows435@icloud.com's avatar
[email protected]

What's not to love!

5
Ethical, secure, straightforward to use and great communication! What's not to love! Reviewed on: 15th February 2021
Yvonne 's avatar
Yvonne

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