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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44332)

Great company great customer service

5
Had an issue with accessing my pin quick phone call and resolved nice and quickly Reviewed on: 15th February 2021
Penk2k8 's avatar
Penk2k8

Great credit card

5
Great service, great overall interface Reviewed on: 15th February 2021
Peter Craig 's avatar
Peter Craig

Great card

5
Very great card very easy to use and great on line service Reviewed on: 15th February 2021
Daren aris's avatar
Daren aris

exellent lender

5
quick and so very easy all through application Reviewed on: 15th February 2021
craig's avatar
craig

Up & Above The Rest

5
Since I became a Zoparian ( Zopa Customer) I have nothing but praise for this company, excellent products & customer service. I have only requested help for some particular information on the one occasion which was met with a pin sharp friendly professional response with exactly the answer I required, no fuss or messing about & I would recommend them to anyone. Go Zopa!! Reviewed on: 15th February 2021
Jay Dutton's avatar
Jay Dutton

Great card

5
I find the overall layout of the app very modern and like the fact it’s a breakdown so you know where your at. It’s easy to use and not technical like the rest as I’m basic with technology so this is a winner for me. Can’t wait until my credit limit increases so I can ditch my others and have it with one provider. Keep up the great work Reviewed on: 15th February 2021
Tasha's avatar
Tasha

Excellent

5
Simple, honest and clear company to deal with. Customer service is superb. Reviewed on: 15th February 2021
Matt's avatar
Matt

Amazing

5
Easy to use , the app has a great set up so you don’t miss your statements and has a things to do list so you get the best experience. Very recommended Reviewed on: 15th February 2021
Bethany's avatar
Bethany

Great customer service which goes along way nowadays

5
Very Good Would recommend Great way of improving your credit profile Reviewed on: 15th February 2021
Gail Jean's avatar
Gail Jean

Perfect credit card company

5
Great for credit building. Friendly and fantastic customer service Reviewed on: 15th February 2021
John 's avatar
John

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