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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Highly recommend

User friendly app, notifications of spending and statement. Reminders for payment. Encourages prompt payment. Very happy thank you Reviewed on: 15th February 2021

Greatest

In one word fantastic Reviewed on: 15th February 2021

Superb

Excellent all round, simple banking Reviewed on: 15th February 2021

Refreshing Change

Best card you can have. Sensible credit limits and simply managed due to an excellent app. Reviewed on: 15th February 2021

The only credit card company I would recommend to friends and family

Such a modern forward thinking customer service and experience credit card. The credit card company I would recommend to family and friends. Reviewed on: 15th February 2021

Very good

Easy to use and very helpful. Would recommend to friends Reviewed on: 15th February 2021

flexible and easy to use

fresh new card flexible and easy to use also gives insight Reviewed on: 15th February 2021

Amazing

Very friendly and always helpful Reviewed on: 15th February 2021

Great company with customers at heart

Zopa were there for me when I needed them, with easy to manage credit, a handy App to keep track of my account and alerts to keep me on track Thank you Zopa Reviewed on: 15th February 2021

Easy to bank with

Easy and streamlined application process. The app is very responsive and customer friendly. Reviewed on: 15th February 2021

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